4102 Tierra Vista, Bonsall, CA 92003 Property Records

San Diego County property record for 4102 Tierra Vista, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,810 sqft · built 2004
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (May 2023)
Tax Bill	$12,576 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`121-312-17-00`

Property Details

APN / Parcel Number

Primary APN	`121-312-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,810 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	115,434 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4102 TIERRA VIS
City	BONSALL
State	CA
Zip	92003-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM16397
Legal Subdivision	PARCEL MAP NO16397
Legal Tract	16397
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18619

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 11, 2023	Intrafamily Transfer, Transfer
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Dec 22, 2003 · Amount on Record
Deed Document Number	2023127008
Last Transfer Date	Jul 29, 2023
Transfer Doc	0000218471
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2026
Property Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Document Number	0000161454
Instrument Date	May 28, 2026
Instrument	2026161454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4102 TIERRA VIS, BONSALL, CA 92003-4926

Mortgage

Document Number	0000161454,
Date	Jun 5, 2026
Instrument	2026161454

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2023
Property Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Document Number	0000218471
Instrument Date	Jul 29, 2023
Instrument	2023-0218471
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 TIERRA VIS, BONSALL, CA 92003-4926

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2023
Property Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Document Number	0000127008
Instrument Date	Apr 19, 2023
Instrument	2023-0127008
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1508 PALOMAR VISTA DR, OCEANSIDE, CA 92056-2120

Mortgage

Document Number	0000127009
Date	May 15, 2023
Instrument	2023-0127009

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173566
Date	May 9, 2019
Instrument	2019-0173566

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4102 TIERRA VIS, BONSALL, CA 92003-4926
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 TIERRA VIS, BONSALL, CA 92003-4926

Mortgage

Document Number	0000644329
Date	Oct 21, 2020
Instrument	2020-0644329

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,220,388 (+2%) Land $711,009 Building $509,379
2025	$12,576.00 (+41.34%) Homeowner's exemption	$1,196,460 (+42.84%) Land $697,068 Building $499,392
2023	$8,898.00 (+1.7%)	$837,620 Land $313,771 Building $523,849
2022	$8,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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