4102 Miller Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4102 Miller Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1980
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on File
Last Sale	$787,360 (Aug 2024)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2022 Mortgage + 1 more
APN	`03-8.0-33-001-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-001-000-014.000`

Interior

Building Area	2,400 sqft Base Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	148,975 sqft (3.42 acres)

Location & Zoning

Street Address	4102 MILLER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	33-58-35NESUB: LOT: BLK:LGL DESC:BEG 1640' S NE COR NE4 W 330' N 160' NW 30' NE 215' NW 138' NE 50' NE 20' SE 230' S 495' TO POB LESS RD ROW
Legal Range	35W
Legal Township	58N
Legal Section	33
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

4102 Miller Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2022	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	20246769
Deed Book / Page	3800 / 340
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543

Mortgage

Document Number	003791/849
Date	Oct 23, 2023
Book Page	3791/849
Instrument	2023008412

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SOUTHWOOD LN, SAINT JOSEPH, MO 64506-3121

Mortgage

Document Number	003781/488
Date	Oct 17, 2022
Book Page	3781/488
Instrument	2022010119

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 17, 2022
Property Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543
Document Number	003781/452
Book / Page	3781 / 452
Instrument Date	Oct 13, 2022
Instrument	2022010082
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 MILLER RD, SAINT JOSEPH, MO 64505-1543

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Miller Rd was $5,027, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,027.00 (+0.02%)	$70,240 Land $9,880 Building $60,360	$369,690 Land $52,000 Building $317,690
2024	$5,026.00 (+23.67%)
2023	$4,064.00 (-0.66%)	$62,110 (-) Land $7,410 Building $54,700	$326,900 Land $39,000 Building $287,900
2022	$4,091.00	$62,110 Land $7,410 Building $54,700
2021			$326,900 Land $39,000 Building $287,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4102 Miller Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Miller Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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