Buchanan County property record for 4004 Miller Rd, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 20,000 sqft · built 1986 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Trust Name on File |
| Last Sale | $600,000 (Feb 2018) |
| Tax Bill | $6,024 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2017 Mortgage + 2 more |
| APN | 03-8.0-33-001-000-013.002 |
| Primary APN | 03-8.0-33-001-000-013.002 |
|---|
| Building Area | 20,000 sqft Base Area |
|---|---|
| 1st Floor Area | 20,000 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 52,708 sqft (1.21 acres) |
| Street Address | 4004 MILLER RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 33-58-35NESUB: LOT: BLK:LGL DESC:BEG AT PT 1635' S 330' W & 240' SE FROM NE COR NE4 FOR POB TH NW 156' NW 242.44' S 215' E 282.24' NE ON CURVE 170' NE 70' TOPOB |
| Legal Range | 35W |
| Legal Township | 58N |
| Legal Section | 33 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 200 |
4004 Miller Rd is owner-occupied and held in a trust since February 2018.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Nov 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK |
| Feb 20, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on File |
| Deed Sale | Feb 20, 2018 · Amount on File |
| Prior Sale | Jun 23, 2014 · Amount on File |
| Deed Document Number | 20181323 |
| Prior Transfer Date | Feb 13, 2018 |
| Prior Transfer Doc | 2018001324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Document Number | 003792/328 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 3792/328 |
| Instrument | 2023008892 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017007971 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 2017007971 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3743/376 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 3743/376 |
| Instrument | 2019009831 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 20, 2018 |
| Property Address | 4004 MILLER RD, SAINT JOSEPH, MO 64505-1552 |
| Document Number | 2018001323 |
| Map Reference | BK 1528 PG 877 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 2018001323 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018001324 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018001324 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4004 Miller Rd was $6,024.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,024.00 | $84,460 Land $7,800 Building $76,660 | $444,510 Land $41,050 Building $403,460 |
| 2024 | $6,024.00 (+16.18%) | ||
| 2023 | $5,185.00 (-0.67%) | $79,380 (-) Land $7,800 Building $71,580 | $417,800 Land $41,050 Building $376,750 |
| 2022 | $5,220.00 | $79,380 Land $7,800 Building $71,580 | |
| 2021 | $417,800 Land $41,050 Building $376,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 4004 Miller Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4004 Miller Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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