4101 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 4101 109th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.75 ba · 8,443 sqft · built 2013
Lot Size0.624 acres (27,158 sqft)
OwnerIndividual Name on Record
Last Sale$185,400 (Apr 2015)
Tax Bill$41,416 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNR312927

Property Details

APN / Parcel Number

Primary APNR312927
Alternative APN
  • R6633500000000640000

Interior

Bedrooms5 Beds
Full Baths5.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,443 sqft Living Area
Gross Area9,439 sqft
1st Floor Area4,340 sqft
Basement Area420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area27,158 sqft (0.624 acres)
Garage TypeAttached
Garage Area996 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area748 sqft
Pool House2,000 sqft
Storage Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4101 109TH ST
CityLUBBOCK
StateTX
Zip79423-0881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARD PARK L 64 & 65
Legal SubdivisionORCHARD PARK
Legal Lot Number64
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2014
Census Tract10510

Owner

Source: Lubbock County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10401 INDIANA AVE, 101, LUBBOCK, TX 79423-5175
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK
Dec 28, 2020Loan Modification, Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2015 · Amount on Record
Deed SaleApr 6, 2015 · Amount on Record
Prior SaleJun 12, 2012
Deed Document Number201511187
Prior Transfer DateApr 2, 2015
Prior Transfer Doc0000011187
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateApr 21, 2026
Property Address4101 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000014512
Instrument DateApr 15, 2026
Instrument202614512
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4101 109TH ST, LUBBOCK, TX 79423-0881

Mortgage

Document Number0000014512,
DateApr 21, 2026
Instrument202614512
Lender
NameFIRST UNITED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4101 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000003719
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003719
DateJan 25, 2021
Instrument3719
Lender
NameFIRST UNITED BK
TypeBank
AddressLUBBOCK, TX 79490
Agreement
AmountAmount Recorded
Term60 Months
DueJan 24, 2026

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,416.00 (+7.22%)$2,001,634 (+1.54%) Land $108,632 Building $1,893,002$2,001,634 (+1.54%) Land $108,632 Building $1,893,002
2024$38,626.00 (-6.88%)
2023$41,479.00 (-9.66%)$1,971,215 Land $108,632 Building $1,862,583$1,971,215 Land $108,632 Building $1,862,583
2022$45,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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