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4101 Perch Point Dr, Mobile, AL 36605 Property Records

Mobile County property record for 4101 Perch Point Dr, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,496 sqft · built 1980
Lot Size0.271 acres (11,830 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jul 2026)
Tax Bill$1,035 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR02321140000304322

Property Details

APN / Parcel Number

Primary APNR02321140000304322
Alternative APNs
  • 32 11 40 0 003 043.22X
  • 01043356
  • 1043356

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1994
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,830 sqft (0.271 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1043356
Street Address4101 PERCH POINT DR
CityMOBILE
StateAL
Zip36605-4528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 PERCH POINT SUBDIV MBK 26 P 106 #SEC 40 T5S R1W #MP32 11 40 0 003
Legal Range05S
Legal Township05S
Legal Section40
Legal SubdivisionPERCH POINT
Legal Lot Number12
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2004
Census Tract1901

Owner

4101 Perch Point Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4101 PERCH POINT DR, MOBILE, AL 36605-4528
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
GMFS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2026 · Amount on File
Deed SaleJul 15, 2026 · Amount on File
Prior SaleJun 16, 2021 · Amount on File
Deed Document Number202642211
Prior Transfer DateJun 7, 2006
Prior Transfer Doc0000092198
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 15, 2026
Property Address4101 PERCH POINT DR, MOBILE, AL 36605-4528
Document Number0000042211
Instrument DateJul 10, 2026
Instrument202642211
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36,865.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4101 PERCH POINT DR, MOBILE, AL 36605-4528

Mortgage

Document Number0000042212,
DateJul 15, 2026
Instrument202642212
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 16, 2021
Property Address4101 PERCH POINT DR, MOBILE, AL 36605-4528
Document Number0000039053
Map ReferenceMB 26 PG 106
Instrument DateJun 15, 2021
Instrument2021039053
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 CHERRY CREEK DR, MANDEVILLE, LA 70448-1302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 BAY FRONT RD, MOBILE, AL 36605-3629

Mortgage

Document Number0000039054
DateJun 16, 2021
Instrument2021039054
Lender
NameGMFS LLC
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Perch Point Dr was $1,035 with a homeowner's exemption, up 5.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,035.00 (+5.61%) Homeowner's exemption$17,190 (+5.2%) Land $4,000 Building $13,190$171,900 (+5.2%) Land $40,000 Building $131,900
2024$980.00 (+0.51%) Homeowner's exemption$16,340 (+0.49%) Land $4,000 Building $12,340$163,400 (+0.49%) Land $40,000 Building $123,400
2023$975.00 (+2.63%) Homeowner's exemption$16,260 (+2.59%) Land $3,140 Building $13,120$162,600 (+2.59%) Land $31,400 Building $131,200
2022$950.00 Homeowner's exemption$15,850 Land $2,800 Building $13,050$158,500 Land $28,000 Building $130,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4101 Perch Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 143 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims185 (1979–2020)
Claims Outside the SFHA52 of 185
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Katrina, Aug 2005 · 97 claims
  • Tropical Storm Isidore, Sep 2002 · 5 claims
  • Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Perch Point Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 96% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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