4053 Perch Point Dr, Mobile, AL 36605 Property Records

Mobile County property record for 4053 Perch Point Dr, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,976 sqft · built 2005
Lot Size0.355 acres (15,472 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (May 2018)
Tax Bill$1,270 (2025)
Deeds & MortgagesFeb 2017 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNR02321140000304323

Property Details

APN / Parcel Number

Primary APNR02321140000304323
Alternative APNs
  • 32 11 40 0 003 043.23X
  • 01043365
  • 1043365

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,472 sqft (0.355 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck AreaDeck Area
Utility Building352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1043365
Street Address4053 PERCH POINT DR
CityMOBILE
StateAL
Zip36605-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 PERCH POINT SUB MBK 26 PG 106 #SEC 40 T4S R1W #MP32 11 40 0 003
Legal Range04S
Legal Township04S
Legal Section40
Legal SubdivisionPERCH POINT
Legal Lot Number11
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2004
Census Tract1901

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4053 PERCH POINT DR, MOBILE, AL 36605-4544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC
May 8, 2020Deed of Trust, Mortgage
BANK OF ENGLAND
May 1, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2018 · Amount on Record
Deed SaleMay 1, 2018 · Amount on Record
Prior SaleNov 17, 2015 · Amount on Record
Deed Document Number201823912
Prior Transfer DateAug 15, 2014
Prior Transfer Doc0000004259
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4053 PERCH POINT DR, MOBILE, AL 36605-4544
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006999
DateFeb 6, 2017
Book Page7474/1570
Instrument2017006999
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4053 PERCH POINT DR, MOBILE, AL 36605-4544
Document Number0000029739
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4053 PERCH POINT DR MOBILE AL 366054544, MOBILE, AL 36605-4544

Mortgage

Document Number0000029739
DateMay 20, 2020
Instrument29739
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term180 Months
DueMay 19, 2035

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMay 1, 2018
Property Address4053 PERCH POINT DR, MOBILE, AL 36605-4544
Document Number0000023912
Book / Page007630 / 001027
Instrument DateApr 27, 2018
Instrument23912
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4053 PERCH POINT DR MOBILE AL 366054544, MOBILE, AL 36605-4544

Mortgage

Document Number23913
DateMay 1, 2018
Book Page007630/001029
Instrument23913
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 30, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,270.00 (+2.92%) Homeowner's exemption$20,880 (+2.71%) Land $4,000 Building $16,880$208,800 (+2.71%) Land $40,000 Building $168,800
2024$1,234.00 (+2.75%) Homeowner's exemption$20,330 (+2.68%) Land $4,000 Building $16,330$203,300 (+2.68%) Land $40,000 Building $163,300
2023$1,201.00 Homeowner's exemption$19,800 Land $3,140 Building $16,660$198,000 Land $31,400 Building $166,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims185 (1979–2020)
Claims Outside the SFHA52 of 185
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Katrina, Aug 2005 · 97 claims
  • Tropical Storm Isidore, Sep 2002 · 5 claims
  • Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 96% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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