4100 Webster Lapidum Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 4100 Webster Lapidum Rd, Havre De Grace, MD 21078

Property Summary

Property Type	General Agricultural/Rural
Lot Size	13.7 acres (600,692 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Aug 2021)
Tax Bill	$54 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-040255`

Property Details

APN / Parcel Number

Primary APN	`02-040255`
Alternative APNs	`2040255` `040255`

Exterior

Lot Area	600,692 sqft (13.7 acres)

Location & Zoning

Account Number	040255
Street Address	4100 WEBSTER LAPIDUM RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1332
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	13.7981 AC 4100 WEBSTERS LAPIDUM RD N W WEBSTER
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2008
Census Tract	302100

Owner

4100 Webster Lapidum Rd, an agricultural property, is owned by two individuals who bought it in August 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 NORTHWAY DR, HAVRE DE GRACE, MD 21078-1603
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON FARM CREDIT ACA
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HORIZON FARM CREDIT ACA
Sep 6, 2023	Intrafamily Transfer, Transfer
Sep 6, 2023	Deed, Transfer · Stand-Alone First Mortgage HARFORD BANK
Sep 6, 2023	Deed, Transfer
Aug 25, 2021	Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Deed Book / Page	14984 / 386
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 8, 2026
Property Address	4100 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Document Number	1711000058
Book / Page	17118 / 58
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FRONT DOOR TITLE INC, FRONT DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KENT CT, HAVRE DE GRACE, MD 21078-1409
Investor	Possibly a Property Investor

Mortgage

Document Number	1711000058,
Date	May 8, 2026
Book Page	17118/58

Lender

Name	HORIZON FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 8, 2026
Property Address	4100 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Document Number	1711000038
Book / Page	17118 / 38
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FRONT DOOR TITLE INC, FRONT DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KENT CT, HAVRE DE GRACE, MD 21078-1409
Investor	Possibly a Property Investor

Mortgage

Document Number	1711000038,
Date	May 8, 2026
Book Page	17118/38

Lender

Name	HORIZON FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	ROUTE 155, HAVRE DE GRACE, MD 21078
Document Number	0160240386
Book / Page	16024 / 386
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 NORTHWAY DR, HAVRE DE GRACE, MD 21078-1603

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	ROUTE 155, HAVRE DE GRACE, MD 21078
Document Number	0160240400
Book / Page	16024 / 400
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1701 CALVARY RD, BEL AIR, MD 21015-6451

Mortgage

Document Number	0160240415
Date	Sep 6, 2023
Instrument	16024-0415

Lender

Name	HARFORD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2023
Property Address	ROUTE 155, HAVRE DE GRACE, MD 21078
Document Number	0160240379
Book / Page	16024 / 379
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15 CRESTLINE CT, OWINGS MILLS, MD 21117-4336

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 25, 2021
Property Address	ROUTE 155, HAVRE DE GRACE, MD 21078
Document Number	0149840386
Book / Page	14984 / 386
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 NORTHWAY DR, HAVRE DE GRACE, MD 21078-1603

Mortgage

Document Number	0014984391
Date	Aug 25, 2021
Instrument	14984/391

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4100 Webster Lapidum Rd was $54.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$54.00	$5,000 (-) Land $5,000	$5,000 (-) Land $5,000
2025	$54.00	$5,000 Land $5,000	$5,000 Land $5,000
2023		$5,000 Land $5,000	$5,000 Land $5,000
2022	$54.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4100 Webster Lapidum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Webster Lapidum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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