4144 Webster Lapidum Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 4144 Webster Lapidum Rd, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,257 sqft · built 2025
Lot Size	11.8 acres (517,493 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2023)
Tax Bill	$10,070 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-397983`

Property Details

APN / Parcel Number

Primary APN	`02-397983`
Alternative APN	`397983`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,257 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	517,493 sqft (11.8 acres)
Garage Type	Built-in
Garage Area	462 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397983
Street Address	4144 WEBSTER LAPIDUM RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 8 11.88 AC 4144 WEBSTER LAPIDUM RD SUSQUEHANNA MEAD 141/25
Legal Subdivision	SUSQUEHANNA MDWS 4
Legal Lot Number	8
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2008
Census Tract	302100

Owner

4144 Webster Lapidum Rd is owned and occupied by an individual who bought it in April 2023.

Source: Harford County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4144 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage HORIZON FARM CREDIT ACA
Apr 3, 2023	Deed, Transfer · Stand-Alone First Mortgage HORIZON FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Deed Book / Page	15865 / 459
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0107930318
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Sep 2, 2026
Property Address	4144 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Document Number	1727000016
Book / Page	17275 / 16
Instrument Date	Aug 26, 2026
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332

Mortgage

Document Number	1727000016,
Date	Sep 2, 2026
Book Page	17275/16

Lender

Name	FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	4144 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159790083
Date	Jul 25, 2023
Book Page	15979/83

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 3, 2023
Property Address	4144 WEBSTER LAPIDUM RD, HAVRE DE GRACE, MD 21078-1332
Document Number	0158650459
Book / Page	15865 / 459
Map Reference	MB 141 FO 25
Instrument Date	Mar 8, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	820 WINGSAIL CT, JOPPA, MD 21085-3323

Mortgage

Document Number	0158650464
Date	Apr 3, 2023
Instrument	15865-0464

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4144 Webster Lapidum Rd was $10,070 with a homeowner's exemption, up 991% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,070.00 (+991.01%) Homeowner's exemption	$918,500 Land $169,400 Building $749,100	$918,500 Land $169,400 Building $749,100
2025	$923.00
2023		$84,700 Land $84,700	$84,700 Land $84,700
2022	$923.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4144 Webster Lapidum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4144 Webster Lapidum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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