1. Home
  2. Florida
  3. Gulf Breeze
  4. Sandy Bluff Dr W

4100 Sandy Bluff Dr W, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4100 Sandy Bluff Dr W, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,129 sqft · built 1995
Lot Size0.686 acres (29,900 sqft)
Owner2 Individual Names on File
Last Sale$101,500 (Apr 1994)
Tax Bill$3,865 (2024)
Deeds & MortgagesJun 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-2S-28-0180-00D00-0010

Property Details

APN / Parcel Number

Primary APN27-2S-28-0180-00D00-0010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,129 sqft Heated Area
Gross Area2,903 sqft
1st Floor Area2,586 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialStone
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area29,900 sqft (0.686 acres)
Lot Dimensions2,990 ft deep x 1,000 ft wide
Garage Area457 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number272S28018000D000010
Street Address4100 SANDY BLUFF DR W
CityGULF BREEZE
StateFL
Zip32563-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAL ALEX ESTATES LOT 1 BLK D AS DES IN OR 1410 PG 802
Legal Range28W
Legal Township02S
Legal Section27
Legal SubdivisionBAL ALEX ESTATES
Legal BlockD
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1001
Census Tract10814

Owner

4100 Sandy Bluff Dr W is owned and occupied by two individuals who bought it in April 1994.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address4100 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2940
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 4, 2019Deed of Trust, Mortgage · VA Mortgage
SYNERGY ONE LENDING
Dec 6, 2019Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1994 · Amount on File
Deed SaleApr 1, 1994 · Amount on File
Deed Document Number0001410802
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4100 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2940
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2940

Mortgage

Document Number0041311706
DateJun 11, 2021
Book Page4131/1706
Instrument202139166
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4100 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038080379
DateMar 4, 2019
Book Page3808/0379
Instrument201908156
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4100 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038970833
DateDec 6, 2019
Book Page3897/0833
Instrument201955074
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,865.00 (-3.06%) Homeowner's exemption$333,913 (+3%)$599,980 (+1.29%) Land $278,200 Building $321,780
2023$3,987.00 (+2.55%) Homeowner's exemption$324,187 (+3%)$592,326 (+8.17%) Land $278,200 Building $314,126
2022$3,888.00 Homeowner's exemption$314,745$547,591 Land $267,500 Building $280,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4100 Sandy Bluff Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims71 (1985–2020)
Claims Outside the SFHA54 of 71
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Sandy Bluff Dr W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Sandy Bluff Dr W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures