4060 Sandy Bluff Dr W, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4060 Sandy Bluff Dr W, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,636 sqft · built 1955
Lot Size	0.642 acres (27,966 sqft)
Owner	Individual Name on Record
Tax Bill	$4,800 (2024)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-2S-28-2350-00200-0070`

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-2350-00200-0070`
Alternative APN	`S282282350002000070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,081 sqft
1st Floor Area	1,636 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	27,966 sqft (0.642 acres)
Lot Dimensions	280 ft deep x 100 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	327 sqft
Deck Area	207 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4060 SANDY BLUFF DR W
City	GULF BREEZE
State	FL
Zip	32563-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAGNOLIA MANOR LOTS 7 & 8 BLK 2 AS DES IN OR 3726 PG 2063
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	MAGNOLIA MANOR
Legal Block	2
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1001
Census Tract	10814

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4060 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2018
Transfer Doc	0037262063
Record Updated	Jun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 11, 2018
Property Address	4060 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2938
Document Number	0037262063
Book / Page	003726 / 002063
Instrument Date	May 4, 2018
Instrument	19023
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 SANDY BLUFF DR W GULF BREEZE FL 325632938, GULF BREEZE, FL 32563-2938

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,798 (+1.58%) Land $270,400 Building $156,398	$426,798 (+1.58%) Land $270,400 Building $156,398
2024	$4,800.00 (-1.07%) Homeowner's exemption	$420,179 (+8.92%) Land $270,400 Building $149,779	$420,179 (+1.23%) Land $270,400 Building $149,779
2023	$4,852.00 (-4.34%)	$385,770 (-2.67%)	$415,072 (+4.72%) Land $270,400 Building $144,672
2022	$5,072.00	$396,345	$396,345 Land $260,000 Building $136,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	71 (1985–2020)
Claims Outside the SFHA	54 of 71
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20