4100 Hwy D, Defiance, MO 63341 Property Records

St. Charles County property record for 4100 Hwy D, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,954 sqft · built 2003
Lot Size	3.03 acres (131,987 sqft)
Owner	Trust Name on File
Last Sale	$424,000 (Jul 2004)
Tax Bill	$7,673 (2024)
Deeds & Mortgages	Apr 2018 Line of Credit Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T051300032`

Property Details

APN / Parcel Number

Primary APN	`T051300032`
Alternative APN	`3-0054-S032-00-0009.7100000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,954 sqft Living Area
Gross Area	5,732 sqft
1st Floor Area	2,454 sqft
Basement Area	2,454 sqft
Finished Basement	1,500 sqft
Unfinished Basement	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	131,987 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Patio Area	456 sqft

Location & Zoning

Account Number	T051300032
Street Address	4100 HIGHWAY D
City	DEFIANCE
State	MO
Zip	63341-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

4100 Hwy D is owner-occupied and held in a trust since July 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Trust Name on File
Mailing Address	4100 HIGHWAY D, DEFIANCE, MO 63341-1728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2004 · Amount on File
Deed Sale	Jul 22, 2004 · Amount on File
Prior Sale	Jul 22, 2004 · Amount on File
Deed Document Number	2004704480
Deed Book / Page	3931 / 1652
Last Transfer Date	Jul 2, 2020
Transfer Doc	0000458160
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4100 HIGHWAY D, DEFIANCE, MO 63341-1728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI U S INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069022052
Date	Apr 9, 2018
Book Page	6902/2052
Instrument	20180409000189600

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2020
Property Address	4100 HIGHWAY D, DEFIANCE, MO 63341-1728
Document Number	0073352265
Book / Page	007335 / 002265
Instrument Date	Jul 2, 2020
Instrument	458160
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4100 HIGHWAY D DEFIANCE MO 633411728, DEFIANCE, MO 63341-1728

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,659 (-)	$740,308 (-) Land $84,840 Building $655,468
2025		$140,659	$740,308 Land $84,840 Building $655,468
2024	$7,673.00
2023		$124,392
2022			$654,687 Land $72,720 Building $581,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4100 Hwy D in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Hwy D is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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