St. Charles County property record for 4075 Hwy D, Defiance, MO 63341
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 3 ba · 5,188 sqft · built 1995 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,100 (Jan 2021) |
| Tax Bill | $4,535 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A953001580 |
| Primary APN | A953001580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,188 sqft Gross Area |
| 1st Floor Area | 2,202 sqft |
| Basement Area | 2,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 890 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 844 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | A953001580 |
|---|---|
| Street Address | 4075 HIGHWAY D |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1727 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PT SE 1/4 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 03 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 312206 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4075 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Apr 18, 2024 | Deed, Transfer |
| Jan 15, 2021 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 20216339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 31, 2026 |
| Property Address | 4075 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Document Number | 0000041442 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202641442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1127 CAULKS HILL RD, SAINT CHARLES, MO 63304-2617 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041442, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202641442 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 18, 2024 |
| Property Address | 4075 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Document Number | 0000014741 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024R-014741 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4075 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 967, O FALLON, MO 63366-0967 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4075 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Document Number | 0000006340 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4075 HIGHWAY D DEFIANCE MO 633411727, DEFIANCE, MO 63341-1727 |
| Document Number | 0000006340 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 6340 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,745 (-) | $408,359 (-) Land $42,551 Building $365,808 | |
| 2025 | $4,535.00 (+4.16%) | $75,745 (+7.29%) | $408,359 (+7.23%) Land $42,551 Building $365,808 |
| 2024 | $4,354.00 | ||
| 2023 | $70,598 | ||
| 2022 | $380,814 Land $42,551 Building $338,263 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures