410 Westminster Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 410 Westminster Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,254 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Sep 2021)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Transfer + 2 more
APN	`04-32-0-112-012`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-112-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 WESTMINSTER AVE
City	O FALLON
State	IL
Zip	62269-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS 6TH ADD LOT/SEC-200 A02874429
Legal Subdivision	SOUTHVIEW GARDENS 6TH ADD
Legal Block	112
Legal Lot Number	200
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1020
Census Tract	504352

Owner

410 Westminster Ave is owned and occupied by an individual who acquired it in February 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Sep 20, 2021	Intrafamily Transfer, Transfer
Sep 7, 2021	Deed, Transfer · Conventional Mortgage GATEWAY METRO FCU
Aug 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Apr 17, 2000 · Amount on File
Deed Document Number	20212715456
Last Transfer Date	Feb 11, 2026
Transfer Doc	0A02874429
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Feb 11, 2026
Property Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748
Document Number	0A02874429
Map Reference	MB 61 PG 38
Instrument Date	Feb 11, 2026
Instrument	A02874429
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Sep 20, 2021
Property Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748
Document Number	A02717200
Map Reference	MB 61 PG 38
Instrument Date	Sep 20, 2021
Instrument	A02717200
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 7, 2021
Property Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748
Document Number	A02715456
Map Reference	MB 61 PG 38
Instrument Date	Sep 2, 2021
Instrument	A02715456
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 WESTMINSTER AVE, 410, O FALLON, IL 62269-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748

Mortgage

Document Number	A02715457
Date	Sep 7, 2021
Instrument	A02715457

Lender

Name	GATEWAY METRO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 30, 2018
Property Address	410 WESTMINSTER AVE, O FALLON, IL 62269-2748
Document Number	00A2588732
Instrument Date	Aug 28, 2018
Instrument	2588732
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	410 WESTMINSTER AVE O FALLON IL 622692748, O FALLON, IL 62269-2748

Tax Assessment & Valuation

The 2025 property tax bill for 410 Westminster Ave was $4,336 with a homeowner's exemption, up 9.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (+9.44%) Homeowner's exemption	$66,162 (+9.62%) Land $11,721 Building $54,441	$198,486 (+9.62%) Land $35,163 Building $163,323
2024	$3,962.00 Homeowner's exemption	$60,355 Land $10,692 Building $49,663	$181,065 Land $32,076 Building $148,989
2022		$49,249 Land $8,725 Building $40,524	$147,747 Land $26,175 Building $121,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 410 Westminster Ave; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 Westminster Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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