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402 Westminster Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 402 Westminster Ave, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,158 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Mar 2024)
Tax Bill$3,876 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2023 Mortgage
APN04-32-0-112-008

Property Details

APN / Parcel Number

Primary APN04-32-0-112-008

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,158 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeMixed
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address402 WESTMINSTER AVE
CityO FALLON
StateIL
Zip62269-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHVIEW GARDENS 2ND ADD LOT/SEC-74 A02807961
Legal SubdivisionSOUTHVIEW GARDENS 2ND ADD
Legal Block112
Legal Lot Number74
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1020
Census Tract504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 WESTMINSTER AVE, O FALLON, IL 62269-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Aug 1, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleAug 1, 2014 · Amount on Record
Deed Document Number20242807961
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMar 18, 2024
Property Address402 WESTMINSTER AVE, O FALLON, IL 62269-2748
Document Number0A02807961
Map ReferenceMB 56 PG 79
Instrument DateMar 15, 2024
InstrumentA02807961
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 WESTMINSTER AVE, O FALLON, IL 62269-2748

Mortgage

Document Number0A02807962
DateMar 18, 2024
InstrumentA02807962
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate7.37%
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address402 WESTMINSTER AVE, O FALLON, IL 62269-2748
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02788007
DateAug 1, 2023
InstrumentA02788007
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,876.00$53,772 (+34.34%) Land $12,549 Building $41,223$161,316 (+34.34%) Land $37,647 Building $123,669
2022$40,027 Land $9,342 Building $30,685$120,081 Land $28,026 Building $92,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: ClearWave.

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