410 W Jefferson St, Morris, IL 60450 Property Records

Grundy County property record for 410 W Jefferson St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	2,402 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Mar 2019)
Tax Bill	$9,752 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-454-011`

Property Details

APN / Parcel Number

Primary APN	`05-04-454-011`

Interior

Building Area	2,402 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	410 W JEFFERSON ST
City	MORRIS
State	IL
Zip	60450-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPINS ADD LT 2 BLK 18 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CHAPINS ADDITION
Legal Block	18
Legal Lot Number	2
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3015
Census Tract	400

Owner

410 W Jefferson St is owned and occupied by an individual who acquired it in December 2019.

Source: Grundy County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2019583513
Last Transfer Date	Dec 31, 2019
Transfer Doc	0000589736
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Aug 4, 2026
Property Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735
Document Number	0000640522
Instrument Date	Jul 27, 2026
Instrument	2026640522
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735

Mortgage

Document Number	0000640522,
Date	Aug 4, 2026
Instrument	2026640522

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.2%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603868
Date	May 28, 2021
Instrument	603868

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Dec 31, 2019
Property Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735
Document Number	0000589736
Instrument Date	Dec 31, 2019
Instrument	589736
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W JEFFERSON ST MORRIS IL 604501735, MORRIS, IL 60450-1735

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 29, 2019
Property Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735
Document Number	0000583513
Instrument Date	Mar 28, 2019
Instrument	583513
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W JEFFERSON ST, MORRIS, IL 60450-1735

Mortgage

Document Number	0000583514
Date	Mar 29, 2019
Instrument	583514

Lender

Name	COMPASS MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

The 2025 property tax bill for 410 W Jefferson St was $9,752.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,752.00	$124,609 Land $13,246 Building $111,363	$373,827 Land $39,738 Building $334,089
2022	$7,769.00	$99,277 Land $10,553 Building $88,724	$297,831 Land $31,659 Building $266,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 W Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2007–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 W Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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