321 W Jefferson St, Morris, IL 60450 Property Records

Grundy County property record for 321 W Jefferson St, Morris, IL 60450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,670 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,232 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-458-001`

Property Details

APN / Parcel Number

Primary APN	`05-04-458-001`

Interior

Building Area	2,670 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	321 W JEFFERSON ST
City	MORRIS
State	IL
Zip	60450-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPINS ADD MORRIS LT 5 BLK 22 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CHAPINS ADDITION
Legal Block	22
Legal Lot Number	5
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3026
Census Tract	400

Owner

Source: Grundy County records · APN 05-04-458-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 W JEFFERSON ST, MORRIS, IL 60450-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	321 W JEFFERSON ST, MORRIS, IL 60450-2114
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	NOT AVAILABLE, CARRINGTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618880
Date	Apr 13, 2023
Instrument	618880

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	321 W JEFFERSON ST, MORRIS, IL 60450-2114
Transaction Type	Mortgage
Record Updated	Feb 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000599788
Date	Jan 19, 2021
Instrument	599788

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,232.00 (+47.56%)	$92,412 (+25.52%) Land $13,246 Building $79,166	$277,236 (+25.52%) Land $39,738 Building $237,498
2022	$4,901.00 Homeowner's exemption	$73,625 Land $10,553 Building $63,072	$220,875 Land $31,659 Building $189,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630004003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2007–2020)
Most Recent Claim	May 2020, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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