410 Spruce Dr, Staples, MN 56479 Property Records

Wadena County property record for 410 Spruce Dr, Staples, MN 56479

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 2007
Lot Size	0.813 acres (35,443 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Jun 2020)
Tax Bill	$2,846 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Mortgage + 2 more
APN	`20-410-0170`

Property Details

APN / Parcel Number

Primary APN	`20-410-0170`

Interior

Stories	1 Story
Building Area	984 sqft Living Area
Basement Area	886 sqft
Finished Basement	886 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	35,443 sqft (0.813 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Location & Zoning

Street Address	410 SPRUCE DR
City	STAPLES
State	MN
Zip	56479-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW NEIGHBORHOOD
Legal Subdivision	VALLEY VIEW NEIGHBORHOOD
Legal Block	1
Legal Lot Number	23
Jurisdiction	WADENA MN
Township / Civil Division	STAPLES
Census Block Group	3
Census Block	3028
Census Tract	480200

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 SPRUCE DR, STAPLES, MN 56479-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage HUD
Mar 28, 2022	Deed of Trust, Mortgage HUD
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 17, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Dec 4, 2007 · Amount on Record
Deed Document Number	2020255275
Prior Transfer Date	Oct 5, 2007
Prior Transfer Doc	219976
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	410 SPRUCE DR, STAPLES, MN 56479-9805
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270758
Date	Oct 21, 2025
Instrument	270758

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	410 SPRUCE DR, STAPLES, MN 56479-9805
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261188
Date	Mar 28, 2022
Instrument	261188

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	410 SPRUCE DR, STAPLES, MN 56479-9805
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	258755
Date	Jul 2, 2021
Instrument	258755

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Jun 17, 2020
Property Address	410 SPRUCE DR, STAPLES, MN 56479-9805
Document Number	255275
Instrument Date	Jun 12, 2020
Instrument	255275
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NOBLE ESCROW AND TITLE INC, NOBLE ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SPRUCE DR, STAPLES, MN 56479-9805

Mortgage

Document Number	255276
Date	Jun 17, 2020
Instrument	255276

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Staples City
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,846.00 (+0.64%) Homeowner's exemption	$238,700 (+2.93%) Land $21,500 Building $217,200	$238,700 (+2.93%) Land $21,500 Building $217,200
2025		$231,900 (-2.97%) Land $21,500 Building $210,400	$231,900 (-2.97%) Land $21,500 Building $210,400
2023	$2,828.00 Homeowner's exemption	$239,000 Land $10,900 Building $228,100	$239,000 Land $10,900 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Staples serves 3,089 people · EPA ID MN1770011
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Arvig.

Cell Coverage

5G (outdoors only) and 4G LTE

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