403 Spruce Dr, Staples, MN 56479 Property Records

Wadena County property record for 403 Spruce Dr, Staples, MN 56479 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2006
Square Footage984 sqft Living Area
Lot Size20,141 sqft (0.462 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Last Sale$145,000 (2018)
Tax Bill$2,558.00 (2026)

Property Details

APN / Parcel Number

Primary APN20-410-0155

Interior

Building Area984 sqft Living Area
Basement Area994 sqft Basement
Finished Basement994 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area20,141 sqft (0.462 acres)
DrivewayDriveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Deck Area120 sqft Deck

Location & Zoning

Street Address403 SPRUCE DR
CitySTAPLES
StateMN
Zip56479-9805
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVALLEY VIEW NEIGHBORHOOD
Legal SubdivisionVALLEY VIEW NEIGHBORHOOD
Legal Block1
Legal Lot Number20
JurisdictionWADENA MN
Minor Civil DivisionSTAPLES
Census Blockgroup3
Census Block3028
Census Tract480200

Owner

Source: Wadena County records · APN 20-410-0155

Assessment roll updated September 12, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 SPRUCE DR, STAPLES, MN 56479-9805
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Jun 21, 2018Warranty Deed, Transfer · Conventional Mortgage
MID MINNESOTA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2018 · Amount on Record
Deed SaleJun 21, 2018 · Amount on Record
Prior SaleJun 18, 2018 · Amount on Record
Deed Doc Number2018249987
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWADENA MN
Property Address403 SPRUCE DR, STAPLES, MN 56479-9805
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000265006
DateAug 07, 2023
Instrument265006
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWADENA MN
Recording DateJun 21, 2018
Property Address403 SPRUCE DR, STAPLES, MN 56479-9805
Document Number249987
Instrument DateJun 18, 2018
Instrument249987
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$478.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SPRUCE DR, STAPLES, MN 56479-9805

Mortgage

Document Number249988
DateJun 21, 2018
Instrument249988
Lender
NameMID MINNESOTA FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

Source: Wadena County records · Assessment roll updated September 12, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWadena County
MunicipalityStaples City
Unified School DistrictStaples-Motley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,558.00 (-1.08%)
2025$212,100 (-5.27%) Land $13,800 Building $198,300$212,100 (-5.27%) Land $13,800 Building $198,300
2023$2,586.00 Homeowner's exemption$223,900 Land $9,000 Building $214,900$223,900 Land $9,000 Building $214,900

Flood & Wildfire

Our records do not include FEMA flood map data for 403 Spruce Dr; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 66th in Minnesota
Wildfire LikelihoodLow — about 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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