410 Springfield Ave, Lafayette, AL 36862 Property Records

Chambers County property record for 410 Springfield Ave, Lafayette, AL 36862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,450 sqft · built 1989
Lot Size	0.471 acres (20,550 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 2026)
Tax Bill	$600 (2026)
Deeds & Mortgages	May 2016 Reverse Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-06-24-2-001-032.009`

Property Details

APN / Parcel Number

Primary APN	`12-12-06-24-2-001-032.009`
Alternative APNs	`1206242001032009` `483300` `10212`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,550 sqft (0.471 acres)
Lot Dimensions	150 ft deep x 138 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	483300
Street Address	410 SPRINGFIELD AVE
City	LAFAYETTE
State	AL
Zip	36862-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17POWERDALE SUB.F.C.'C' SL. 14IN SE1/4 OF NW1/4.S24 T22N R26ECITY OF LAFAYETTE
Legal Range	26
Legal Township	22
Legal Section	24
Legal Subdivision	POWERDALE SUB
Legal Lot Number	17
Jurisdiction	CHAMBERS AL
Township / Civil Division	LA FAYETTE
Census Block Group	4
Census Block	4013
Census Tract	954002

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2016	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jan 23, 2026	Warranty Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC
May 20, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 18, 2022	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	2026330
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000000327
Record Updated	Oct 29, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020161566
Date	May 4, 2016
Instrument	2016-1566

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 23, 2026
Property Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803
Document Number	002026/330
Book / Page	2026 / 330
Map Reference	CAB C SL 16
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 LEE ROAD 155, OPELIKA, AL 36804-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803

Mortgage

Document Number	0002026331
Date	Jan 23, 2026
Instrument	2026/331

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 20, 2022
Property Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862
Document Number	02022/2493
Book / Page	2022 / 2493
Map Reference	CAB C SL 16
Instrument Date	May 18, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2759 HIGHWAY 431, ROANOKE, AL 36274-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862

Mortgage

Document Number	0020222494
Date	May 20, 2022
Instrument	2022/2494

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAMBERS AL
Recording Date	Jan 18, 2022
Property Address	410 SPRINGFIELD AVE, LAFAYETTE, AL 36862
Document Number	002022/327
Book / Page	2022 / 327
Map Reference	CAB C SL 16
Instrument Date	Dec 21, 2021
Transaction Type	Foreclosure
Record Updated	Apr 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2759 HIGHWAY 431, ROANOKE, AL 36274-1751

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	La Fayette City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$600.00 (+7.72%) Homeowner's exemption
2025	$557.00	$25,432 (+99.62%) Land $1,780 Building $23,652	$127,160 (-0.02%) Land $8,900 Building $118,260
2024	$557.00 Additional exemption filed	$12,740 (-) Land $900 Building $11,840	$127,190 (-) Land $8,910 Building $118,280
2023	$557.00 (-1.07%) Additional exemption filed	$12,740 (+11.36%) Land $900 Building $11,840	$127,190 (+11.11%) Land $8,910 Building $118,280
2022	$563.00	$11,440 Land $820 Building $10,620	$114,470 Land $8,280 Building $106,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE (CITY OF) serves 4,047 people · EPA ID AL0000178
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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