404 Springfield Ave, Lafayette, AL 36862 Property Records

Chambers County property record for 404 Springfield Ave, Lafayette, AL 36862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 2010
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$520 (2026)
Deeds & Mortgages	Dec 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-06-24-2-001-032.005`

Property Details

APN / Parcel Number

Primary APN	`12-12-06-24-2-001-032.005`
Alternative APNs	`1206242001032005` `374600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Porch Area	198 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	374600
Street Address	404 SPRINGFIELD AVE
City	LAFAYETTE
State	AL
Zip	36862-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13POWDERDALE SUB.F.C. 'C' SL. 14IN SE1/4 OF NW1/4.S24 T22N R26ECITY OF LAFAYETTE
Legal Range	26
Legal Township	22
Legal Section	24
Legal Subdivision	POWDERDALE SUB
Legal Lot Number	13
Jurisdiction	CHAMBERS AL
Township / Civil Division	LA FAYETTE
Census Block Group	4
Census Block	4013
Census Tract	954002

Owner

404 Springfield Ave is owned and occupied by an individual who acquired it in February 2010.

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2009
Deed Sale	Dec 4, 2009
Deed Document Number	20094796
Last Transfer Date	Feb 10, 2010
Transfer Doc	0020100525
Record Updated	Oct 29, 2026

December 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Dec 4, 2009
Property Address	404 SPRINGFIELD AVE, LAFAYETTE, AL 36862-6803
Document Number	0020094796
Map Reference	CAB C SL16
Instrument Date	Nov 23, 2009
Instrument	2009-4796
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 DRAKE AVE, LAFAYETTE, AL 36862-2839
Investor	Possibly a Property Investor

Mortgage

Document Number	0020094797
Date	Dec 4, 2009
Instrument	2009-4797

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	395 Months
Due	Nov 19, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 404 Springfield Ave was $520 with a homeowner's exemption, up 8.1% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	La Fayette City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$520.00 (+8.11%) Homeowner's exemption
2025	$481.00 (+0.63%)	$22,396 (+101.04%) Land $1,300 Building $21,096	$111,980 (+0.4%) Land $6,500 Building $105,480
2024	$478.00 Additional exemption filed	$11,140 (-) Land $600 Building $10,540	$111,530 (-) Land $6,050 Building $105,480
2023	$478.00 (+8.14%) Additional exemption filed	$11,140 (+7.12%) Land $600 Building $10,540	$111,530 (+7.1%) Land $6,050 Building $105,480
2022	$442.00 Additional exemption filed	$10,400 Land $600 Building $9,800	$104,140 Land $6,050 Building $98,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Springfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Springfield Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE (CITY OF) serves 4,047 people · EPA ID AL0000178
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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