410 Roaring Brk, Highmount, NY 12441 Property Records

Delaware County and Middletown Town property record for 410 Roaring Brk, Highmount, NY 12441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$545,000 (Jul 2026)
Tax Bill	$4,190 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`124689 288.-3-54`

Property Details

APN / Parcel Number

Primary APN	`124689 288.-3-54`
Alternative APNs	`46892880000003054000` `07811887901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Patio Area	2,000 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07811887901
Street Address	410 ROARING BRK
City	HIGHMOUNT
State	NY
Zip	12441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ARMSTG L-51 #2001 S54 KLURFAN EDUARDO & LILIANA
Legal Block	3
Legal Lot Number	54.000
Jurisdiction	DELAWARE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2085
Census Tract	971200

Owner

410 Roaring Brk is owned by a company that bought it in July 2026.

Source: Delaware County and Middletown Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	410 ROARING BRK, HIGHMOUNT, NY 12441
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Stand-Alone First Mortgage CLIFFCO INC
Jun 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	20264391
Deed Book / Page	1858 / 30
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jul 21, 2026
Property Address	410 ROARING BRK, HIGHMOUNT, NY 12441
Document Number	0000004391
Book / Page	1858 / 30
Instrument Date	Jul 7, 2026
Instrument	20264391
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 21, 2026

Lender

Name	CLIFFCO INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 29, 2021
Property Address	410 ROARING BROOK RD, FLEISCHMANNS, NY 12430
Document Number	0001675/51
Book / Page	1675 / 51
Instrument Date	Jun 21, 2021
Instrument	4952
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BRIAR HILL RD, MONTCLAIR, NJ 07042-1602

Tax Assessment & Valuation

The 2026 property tax bill for 410 Roaring Brk was $4,190, up 1.2% from the year before.

Source: Delaware County and Middletown Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Middletown Town
Unified School District	Margaretville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,190.00 (+1.16%)
2025	$4,142.00	$198,500 Land $32,000 Building $166,500	$336,441 Land $54,237 Building $282,204
2023		$198,500 (-) Land $32,000 Building $166,500	$286,000 (+23.17%) Land $46,106 Building $239,894
2022		$198,500 Land $32,000 Building $166,500	$232,200 Land $37,433 Building $194,767
2021	$1,958.00 (-45.15%)
2020	$3,570.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 Roaring Brk in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1996–2017)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Flooding, Apr 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Roaring Brk is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

May also be available: Spectrum.

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