Delaware County and Middletown Town property record for 395 Roaring Brk, Highmount, NY 12441
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 5 ba · 3,755 sqft · built 2005 |
| Lot Size | 6.58 acres (286,625 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,076 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 124689 288.-3-4 |
| Primary APN | 124689 288.-3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,755 sqft Living Area |
| 1st Floor Area | 2,639 sqft |
| Upper Floors Area | 1,126 sqft |
| Basement Area | 1,470 sqft |
| Finished Basement | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 286,625 sqft (6.58 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,318 sqft |
| Patio Area | 576 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 395 ROARING BRK |
|---|---|
| City | HIGHMOUNT |
| State | NY |
| Zip | 12441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | FM#7247 |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 971200 |
Source: Delaware County and Middletown Town records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 233, HIGHMOUNT, NY 12441-0233 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Delaware County and Middletown Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Middletown Town |
| Unified School District | Margaretville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,076.00 (+165.37%) | $482,800 (-) Land $41,100 Building $441,700 | $818,305 (+17.62%) Land $69,661 Building $748,644 |
| 2023 | $482,800 (-) Land $41,100 Building $441,700 | $695,700 (+23.2%) Land $59,224 Building $636,476 | |
| 2022 | $482,800 Land $41,100 Building $441,700 | $564,700 Land $48,072 Building $516,628 | |
| 2021 | $3,797.00 (-45.13%) | ||
| 2020 | $6,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 20 (1996–2017) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber · Cable in parts of the area | 1,000 / 1,000 |
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