410 Nervia Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 410 Nervia Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`284116-0570`

Property Details

APN / Parcel Number

Primary APN	`284116-0570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	112 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	410 NERVIA CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	13-33 34 35 ST AUG SHORES UT 4 LOT 57 BLK 116 OR671/66 & 3563/1519(L/E) &4388/1330 & 4499/1027 & 5451/295(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 4
Legal Block	116
Legal Lot Number	57
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1008
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 20, 2021
Transfer Doc	0054510295
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 3, 2026
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0000075849
Book / Page	6431 / 1218
Instrument Date	Aug 19, 2026
Instrument	202675849
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134

Mortgage

Document Number	0000075849,
Date	Sep 3, 2026
Book Page	6431/1218
Instrument	202675849

Lender

Name	AMERIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134

Mortgage

Document Number	0054661098
Date	Jan 10, 2022
Book Page	5466/1098
Instrument	2022003472

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2021
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0054510295
Book / Page	5451 / 295
Map Reference	MB 671 PG 66
Instrument Date	Dec 20, 2021
Instrument	2021138095
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044080419
Date	Jul 24, 2017
Book Page	4408/0419
Instrument	2017050411

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 5, 2018
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0044991027
Book / Page	004499 / 001027
Instrument Date	Jan 31, 2018
Instrument	7958
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	410 NERVIA CT ST AUGUSTINE FL 320867134, ST AUGUSTINE, FL 32086-7134

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 14, 2017
Property Address	410 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0043881330
Book / Page	004388 / 001330
Instrument Date	Jun 13, 2017
Instrument	40924
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NERVIA CT ST AUGUSTINE FL 320867134, ST AUGUSTINE, FL 32086-7134

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,114 (+2.7%)	$284,807 (-2.33%) Land $98,280 Building $186,527
2025	$1,228.00 (+18.3%) Homeowner's exemption Widower's exemption	$110,140 (+5.99%)	$291,600 (+3.88%) Land $92,756 Building $198,844
2024	$1,038.00 (+2.77%)
2023	$1,010.00 (-0.69%) Homeowner's exemption Widower's exemption	$103,918 (+3%)	$280,705 (+6.94%) Land $92,756 Building $187,949
2022	$1,017.00 Homeowner's exemption Widower's exemption	$100,891	$262,489 Land $60,024 Building $202,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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