406 Nervia Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 406 Nervia Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,324 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$235,500 (Jul 2020)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284116-0560`

Property Details

APN / Parcel Number

Primary APN	`284116-0560`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 NERVIA CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	13-33 34 35 ST AUG SHORES UT 4 LOT 56 BLK 116 OR4982/1464
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 4
Legal Block	116
Legal Lot Number	56
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1008
Census Tract	21211

Owner

Source: St. Johns County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCONTINENTAL CAP
Jan 18, 2019	Warranty Deed, Transfer NAVY FCU
Jun 29, 2018	Warranty Deed, Transfer ROSENBLOOM FAMILY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	202053794
Deed Book / Page	4982 / 1464
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134

Mortgage

Document Number	0057380422
Date	Apr 11, 2023
Book Page	5738/422
Instrument	2023026871

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 7, 2020
Property Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0049821464
Book / Page	004982 / 001464
Instrument Date	Jul 6, 2020
Instrument	53794
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NERVIA CT ST AUGUSTINE FL 320867134, ST AUGUSTINE, FL 32086-7134

Mortgage

Document Number	49821467
Date	Jul 7, 2020
Book Page	004982/001467
Instrument	53795

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 18, 2019
Property Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0046690334
Book / Page	004669 / 000334
Instrument Date	Jan 17, 2019
Instrument	4131
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 NERVIA CT ST AUGUSTINE FL 320867134, ST AUGUSTINE, FL 32086-7134

Mortgage

Document Number	46690336
Date	Jan 18, 2019
Book Page	004669/000336
Instrument	4132

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 29, 2018
Property Address	406 NERVIA CT, SAINT AUGUSTINE, FL 32086-7134
Document Number	0045711651
Book / Page	004571 / 001651
Instrument Date	Jun 22, 2018
Instrument	46212
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	WATSON TITLE SERVICES/N FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 S COUNTY ROAD 16A GREEN COVE SPRINGS FL 320434810, GREEN COVE SPRINGS, FL 32043-4810

Mortgage

Document Number	45711653
Date	Jun 29, 2018
Book Page	004571/001653
Instrument	46213

Lender

Name	ROSENBLOOM FAMILY LLC
Address	1 INDEPENDENT DR # 3140, JACKSONVILLE, FL 32202-5023

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 28, 2021

Interest

Rate Type	Fixed Rate
Rate	11%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,077 (+2.7%)	$249,625 (-2.65%) Land $93,870 Building $155,755
2025	$2,475.00 (+14.16%) Homeowner's exemption	$197,738 (+5.99%)	$256,419 (+3.63%) Land $88,594 Building $167,825
2024	$2,168.00 (+2.17%)
2023	$2,122.00 (+3.46%) Homeowner's exemption	$186,568 (+3%)	$247,445 (+8.32%) Land $88,594 Building $158,851
2022	$2,051.00 Homeowner's exemption	$181,134	$228,449 Land $57,330 Building $171,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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