410 Mill St, Algonac, MI 48001 Property Records

St. Clair County property record for 410 Mill St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,005 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2017)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0037-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0037-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	410 MILL ST
City	ALGONAC
State	MI
Zip	48001-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 475 SUPERVISOR ROY T GILBERT'S PLAT NO. 4
Legal Subdivision	SUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number	475
Legal Unit	475
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1022
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 MILL ST, ALGONAC, MI 48001-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed, Transfer
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCF NATIONAL BANK
Jun 22, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 13, 2017	Warranty Deed, Transfer · Conventional with PMI ANTHONY L BITONTI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Document Number	201726793
Last Transfer Date	Nov 16, 2023
Transfer Doc	0005675537
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 11, 2023
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Document Number	0005675537
Book / Page	5675 / 537
Instrument Date	Nov 16, 2023
Instrument	2023021376
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 FRUIT ST, ALGONAC, MI 48001-1236

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MILL ST, ALGONAC, MI 48001-1328

Mortgage

Document Number	0005464700
Date	Dec 15, 2021
Book Page	5464/700
Instrument	2021035186

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050160358
Date	Dec 13, 2018
Book Page	5016/358
Instrument	2018027374

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052640813
Date	Oct 30, 2020
Book Page	5264/813
Instrument	2020027127

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 25, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Document Number	0052080862
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MILL ST ALGONAC MI 480011328, ALGONAC, MI 48001-1328

Mortgage

Document Number	0052080862
Date	Jul 7, 2020
Book Page	005208/000862

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 13, 2017
Property Address	410 MILL ST, ALGONAC, MI 48001-1328
Document Number	0048890278
Book / Page	004889 / 000278
Instrument Date	Oct 4, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	GREATER MACOMB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 FRED W MOORE HWY ST CLAIR MI 480794965, ST CLAIR, MI 48079-4965

Mortgage

Document Number	48890282
Date	Nov 13, 2017
Book Page	004889/000282

Lender

Name	ANTHONY L BITONTI
Address	614 S 7TH ST, ST CLAIR, MI 48079-5034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (+2.72%)	$151,000 (+2.72%)
2025	$2,104.00 (+2.09%) Homeowner's exemption	$73,500 (+24.16%)
2024	$2,061.00 (+13.18%)		$147,000 (+24.16%)
2023		$59,200
2022	$1,821.00		$118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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