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402 Mill St, Algonac, MI 48001 Property Records

St. Clair County property record for 402 Mill St, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,758 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Jul 2025)
Tax Bill$3,491 (2024)
Deeds & MortgagesOct 2023 Mortgage
Sep 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-01-129-0038-000

Property Details

APN / Parcel Number

Primary APN74-01-129-0038-000

Interior

Full Baths4 Baths
Stories2 Stories
Building Area2,758 sqft Living Area

Exterior

Year BuiltBuilt 1900
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions121 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74011290038000
Street Address402 MILL ST
CityALGONAC
StateMI
Zip48001-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 476 SUPERVISOR ROY T GILBERT'S PLAT NO. 4
Legal SubdivisionSUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number476
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group1
Census Block1022
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-129-0038-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 MILL ST, ALGONAC, MI 48001-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 27, 2023Fiduciary Deed, Transfer
Jan 11, 2021Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleSep 27, 2023 · Amount on Record
Deed Document Number2025013043
Deed Book / Page5830 / 955
Record UpdatedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address402 MILL ST, ALGONAC, MI 48001-1328
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 MILL ST, ALGONAC, MI 48001-1328

Mortgage

Document Number0005665672
DateOct 24, 2023
Book Page5665/672
Instrument2023018968
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

September 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 27, 2023
Property Address402 MILL ST, ALGONAC, MI 48001-1328
Document Number0005657786
Book / Page5657 / 786
Map ReferenceLB 49 PG 1
Instrument DateSep 06, 2023
Instrument2023017137
Transaction TypeTransfer
Record UpdatedOct 17, 2023

Transaction

AmountAmount Recorded
Tax$262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14721 PEPPERIDGE AVE, GRAND HAVEN, MI 49417-9335

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 MILL ST, ALGONAC, MI 48001-1328

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 11, 2021
Property Address402 MILL ST, ALGONAC, MI 48001-1328
Document Number0053000642
Book / Page005300 / 000642
Instrument DateDec 30, 2020
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$765.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 MILL ST ALGONAC MI 480011328, ALGONAC, MI 48001-1328

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$116,000 (+20.46%)
2024$3,491.00 (+5.98%)$232,000 (+20.46%)
2023$96,300
2022$3,294.00$192,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Nearby Flood Policies76 in force
Nearby Flood Claims85 (1980–2021)
Claims Outside the SFHA44 of 85
Most Recent ClaimFeb 2021, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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