410 Merribrook Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 410 Merribrook Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,622 sqft · built 1974
Lot Size	0.181 acres (7,874 sqft)
Owner	Individual Name on Record
Last Sale	$168,200 (Oct 2019)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427843A018`

Property Details

APN / Parcel Number

Primary APN	`427843A018`
Alternative APN	`2-0067-5015-00-2141.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	2,294 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	790 sqft
Unfinished Basement	42 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,874 sqft (0.181 acres)
Lot Dimensions	127 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	427843A018
Street Address	410 MERRIBROOK LN
City	O FALLON
State	MO
Zip	63368-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #2 LOT 2141
Legal Subdivision	WOOD CREST #2
Legal Lot Number	2141
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4021
Census Tract	311732

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 MERRIBROOK LN, O FALLON, MO 63368-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Oct 15, 2019	Personal Representative Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Sep 3, 2002 · Amount on Record
Deed Document Number	2019578190
Deed Book / Page	7162 / 1199
Prior Transfer Date	Aug 21, 2002
Prior Transfer Doc	0030010961
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	410 MERRIBROOK LN, O FALLON, MO 63368-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072030319
Date	Dec 20, 2019
Book Page	7203/0319
Instrument	20191220000735410

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 15, 2019
Property Address	410 MERRIBROOK LN, O FALLON, MO 63368-3520
Document Number	0071621199
Book / Page	7162 / 1199
Map Reference	MB 17 PG 19
Instrument Date	Oct 11, 2019
Instrument	20191015000578190
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MERRIBROOK LN, O FALLON, MO 63368-3520

Mortgage

Document Number	20191015000578200
Date	Oct 15, 2019
Instrument	20191015000578200

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+4.79%)	$42,020 (+7.78%)	$221,159 (+7.78%) Land $40,000 Building $181,159
2024	$2,380.00
2023		$38,988
2022			$205,198 Land $40,000 Building $165,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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