404 Merribrook Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 404 Merribrook Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,472 sqft · built 1974
Lot Size	0.203 acres (8,840 sqft)
Owner	Individual Name on Record
Last Sale	$99,400 (Dec 2018)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427843A021`

Property Details

APN / Parcel Number

Primary APN	`427843A021`
Alternative APN	`2-0067-5015-00-2144.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	640 sqft
Unfinished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,840 sqft (0.203 acres)
Lot Dimensions	170 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427843A021
Street Address	404 MERRIBROOK LN
City	O FALLON
State	MO
Zip	63368-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #2 LOT 2144
Legal Subdivision	WOOD CREST #2
Legal Lot Number	2144
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4021
Census Tract	311732

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE BANK
Nov 1, 2023	Intrafamily Transfer, Transfer
Dec 31, 2018	Quit Claim Deed, Transfer BANK OF AMERICA
Jan 28, 2019	Correction Deed MORTGAGE CONNECT LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	2018725830
Deed Book / Page	7020 / 2420
Last Transfer Date	Oct 27, 2023
Transfer Doc	0000045048
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2024
Property Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520
Document Number	0000004100
Map Reference	MB 17 PG 19
Instrument Date	Jan 23, 2024
Instrument	2024R-004100
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520

Mortgage

Document Number	0000004101
Date	Feb 1, 2024
Instrument	2024R-004101

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2023
Property Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520
Document Number	0000045048
Map Reference	MB 17 PG 19
Instrument Date	Oct 27, 2023
Instrument	2023R-045048
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 31, 2018
Property Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520
Document Number	0070202420
Book / Page	007020 / 002420
Instrument Date	Dec 16, 2018
Instrument	725830
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MERRIBROOK LN O FALLON MO 633683520, O FALLON, MO 63368-3520

Mortgage

Document Number	70202424
Date	Dec 31, 2018
Book Page	007020/002424
Instrument	725840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 28, 2019
Property Address	404 MERRIBROOK LN, O FALLON, MO 63368-3520
Document Number	0070291952
Book / Page	007029 / 001952
Instrument Date	Dec 15, 2018
Instrument	41210
Record Updated	Feb 8, 2019
Title Company	MORTGAGE CONNECT LP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 MERRIBROOK LN O FALLON MO 633683520, O FALLON, MO 63368-3520

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,587 (-)	$213,616 (-) Land $40,000 Building $173,616
2025	$2,409.00 (+5.01%)	$40,587 (+7.99%)	$213,616 (+7.99%) Land $40,000 Building $173,616
2024	$2,294.00
2023		$37,585
2022			$197,814 Land $40,000 Building $157,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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