410 Kane Ave, Elgin, IL 60123 Property Records

Kane County property record for 410 Kane Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,566 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2014)
Tax Bill	$8,575 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-376-033`

Property Details

APN / Parcel Number

Primary APN	`06-10-376-033`

Exterior

Lot Area	9,566 sqft (0.219 acres)

Location & Zoning

Street Address	410 KANE AVE
City	ELGIN
State	IL
Zip	60123-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ILLINOIS PARK ADDN LOT 10 & EAST 40 FT LOT 11 BLOCK 2 (EX THE W 10 FT THEREOF PER 2014K056372)
Legal Subdivision	ILLINOIS PARK ADDN
Legal Block	2
Legal Lot Number	10,11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	851909

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 KANE AVE, ELGIN, IL 60123-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 16, 2020	Loan Modification, Mortgage · FHA Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	201456372
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 25, 2026
Property Address	410 KANE AVE, ELGIN, IL 60123-3228
Document Number	0000026700
Instrument Date	Jun 9, 2026
Instrument	202626700
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 KANE AVE, ELGIN, IL 60123-3228

Mortgage

Document Number	0000026700,
Date	Jun 25, 2026
Instrument	202626700

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Feb 1, 2050

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 KANE AVE, ELGIN, IL 60123-3228
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 KANE AVE, ELGIN, IL 60123-3228

Mortgage

Document Number	0000016880
Date	Mar 28, 2022
Instrument	2022K016880

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 KANE AVE, ELGIN, IL 60123-3228
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TGITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047926
Date	Jun 23, 2021
Instrument	2021K047926

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	410 KANE AVE, ELGIN, IL 60123-3228
Document Number	0000015765
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 KANE AVE ELGIN IL 601233228, ELGIN, IL 60123-3228

Mortgage

Document Number	0000015765
Date	Mar 30, 2020
Instrument	15765

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,575.00 (+15.97%)
2024		$103,527 (+21.39%) Land $15,039 Building $88,488	$310,705 (+21.44%) Land $45,135 Building $265,570
2022	$7,394.00 (+3.95%)	$85,282 (+6.96%) Land $12,389 Building $72,893	$255,846 (+6.96%) Land $37,167 Building $218,679
2021	$7,113.00	$79,733 Land $11,583 Building $68,150	$239,199 Land $34,749 Building $204,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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