Kane County property record for 404 Kane Ave, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,452 sqft Living Area |
| Lot Size | 6,775 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2023) |
| Tax Bill | $5,839.00 (2025) |
| Primary APN | 06-10-376-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,232 sqft Gross Area |
| Basement Area | 780 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame Construction |
| Lot Area | 6,775 sqft (0.156 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 404 KANE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOUIS BECKLINGERS ADDN LOT 1 BLOCK 2 |
| Legal Subdivision | LOUIS BECKLINGERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-10-376-023
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 N KILDARE AVE, CHICAGO, IL 60641-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 26, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| May 22, 2023 | Re-recorded Document · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Oct 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit TRINITY ROSELLE FOUN |
| May 02, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2023 · Amount on Record |
| Deed Doc Number | 202316289 |
| Prior Transfer Date | Mar 24, 2023 |
| Prior Transfer Doc | 0000016289 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 26, 2023 |
| Property Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000013090 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023K013090 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000013091 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023K013091 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0000013092 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023K013092 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 01, 2028 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2023 |
| Property Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000016289 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023K016289 |
| Record Updated | May 31, 2023 |
| Title Company | PROPER TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000016290 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023K016290 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Number | 0000016291 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023K016291 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075412 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 2021K075412 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Jul 01, 2049 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000017694 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 404 KANE AVE ELGIN IL 601233228, ELGIN, IL 60123-3228 |
| Document Number | 0000017694 |
|---|---|
| Date | May 06, 2019 |
| Instrument | 17694 |
| Name | TRINITY ROSELLE FOUN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 05, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 02, 2019 |
| Property Address | 404 KANE AVE, ELGIN, IL 60123-3228 |
| Document Number | 0000017339 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019K017339 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 KANE AVE, 404, ELGIN, IL 60123-3228 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1908 SEVILLE CT APT 108, 108, SCHAUMBURG, IL 60193-5152 |
| Document Number | 0000017340 |
|---|---|
| Date | May 02, 2019 |
| Instrument | 2019K017340 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,839.00 (+15.81%) | $84,549 (+8.57%) Land $13,198 Building $71,351 | $253,748 (+8.57%) Land $39,610 Building $214,139 |
| 2024 | $77,875 (+21.39%) Land $12,156 Building $65,719 | $233,718 (+21.44%) Land $36,483 Building $197,236 | |
| 2022 | $5,042.00 (+4.71%) Homeowner's exemption | $64,151 (+6.96%) Land $10,014 Building $54,137 | $192,453 (+6.96%) Land $30,042 Building $162,411 |
| 2021 | $4,815.00 Homeowner's exemption | $59,976 Land $9,362 Building $50,614 | $179,928 Land $28,086 Building $151,842 |
404 Kane Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 34th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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