Eaton County property record for 410 Johnson St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,684 sqft · built 1886 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual on Record |
| Last Sale | $125,000 (Dec 2021) |
| Tax Bill | $2,555 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20007800301001 |
| Primary APN | 20007800301001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Basement Area | 686 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 149 ft deep x 46 ft wide |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 410 JOHNSON ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | LOT 1. BLOCK 3. AND E 1/2 OF ALLEY ON WEST. ROBINSON & SHERWOOD'S SUBDIVISION. CITY OF CHARLOTTE. 9-2-03 |
| Legal Subdivision | ROBINSON & SHERWOODS SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20902 |
Source: Eaton County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 410 JOHNSON ST, CHARLOTTE, MI 48813-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Oct 10, 2012 · Amount on Record |
| Deed Book / Page | 2975 / 1105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 410 JOHNSON ST, CHARLOTTE, MI 48813-1923 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02784/0526 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 2784/0526 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Dec 17, 2021 |
| Property Address | 410 JOHNSON ST, CHARLOTTE, MI 48813-1923 |
| Document Number | 02975/1105 |
| Book / Page | 2975 / 1105 |
| Map Reference | LB 1 PG 63 |
| Instrument Date | Dec 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 JOHNSON ST, 410, CHARLOTTE, MI 48813-1923 |
| Name | Verified Name |
|---|---|
| Address | 258 LEGACY PARK DR, CHARLOTTE, MI 48813-1354 |
| Document Number | 0029751107 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2975/1107 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,700 (+5.12%) | $121,127 (-) Land $27,157 Building $93,970 | |
| 2025 | $2,555.00 (+2.94%) Homeowner's exemption | $60,600 (+19.53%) | $121,127 (+19.45%) Land $27,157 Building $93,970 |
| 2024 | $2,482.00 (+11.7%) | ||
| 2023 | $50,700 | $101,400 | |
| 2022 | $2,222.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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