332 Johnson St, Charlotte, MI 48813 Property Records

Eaton County property record for 332 Johnson St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,031 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Feb 2021)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20007360022200`

Property Details

APN / Parcel Number

Primary APN	`20007360022200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	149 ft deep x 60 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	332 JOHNSON ST
City	CHARLOTTE
State	MI
Zip	48813-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	S 52 FT OF LOT 22 & ADJACENT E 1/2 OF VACATED ALLEY. & ALSO ADJACENT N 1/2 OF VACATED ALLEY. H.F. PENNINGTON'S SUB, CITY OF CHARLOTTE 1995
Legal Subdivision	H F PENNINGTONS SUB
Legal Lot Number	22
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4021
Census Tract	20901

Owner

332 Johnson St is owned and occupied by two individuals who acquired it in July 2024.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 JOHNSON ST, CHARLOTTE, MI 48813-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Deed Book / Page	2903 / 464
Last Transfer Date	Jul 29, 2024
Transfer Doc	003107/343
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 3, 2021
Property Address	332 JOHNSON ST, CHARLOTTE, MI 48813-1624
Document Number	002903/464
Book / Page	2903 / 464
Map Reference	LB 1 PG 62
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 JOHNSON ST, 332, CHARLOTTE, MI 48813-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 BENTON RD, CHARLOTTE, MI 48813-9709

Mortgage

Document Number	0002903465
Date	Feb 3, 2021
Instrument	2903/465

Lender

Name	EATON FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 332 Johnson St was $2,533 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,700 (+5.13%)	$136,409 (-) Land $29,513 Building $106,896
2025	$2,533.00 (+2.93%) Homeowner's exemption	$68,200	$136,409 Land $29,513 Building $106,896
2024	$2,461.00
2023		$56,400	$112,800
2022	$2,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Johnson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Johnson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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