410 Granite St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 410 Granite St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,441 sqft · built 1890
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Apr 2023)
Tax Bill	$4,957 (2026)
Deeds & Mortgages	Apr 2023 Sale Feb 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-004-00006`

Property Details

APN / Parcel Number

Primary APN	`31-004-00006`
Alternative APN	`WORC M:31 B:004 L:00006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,441 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	824 sqft
Attic	Attic
Attic Area	352 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,100 sqft (0.691 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	31-004-00006
Street Address	410 GRANITE ST
City	WORCESTER
State	MA
Zip	01607-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	4
Legal Lot Number	6
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2004
Census Tract	732802

Owner

410 Granite St is owned and occupied by two individuals who bought it in April 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Quit Claim Deed, Transfer
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Jan 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR
Feb 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Aug 9, 2010 · Amount on File
Deed Document Number	202325290
Deed Book / Page	68979 / 21
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	0068979-21
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 3, 2023
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Document Number	0068979-21
Book / Page	68979 / 21
Instrument Date	Mar 31, 2023
Instrument	25290
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	410 GRANITE ST, WORCESTER, MA 01607-1259

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068850-129
Date	Feb 22, 2023
Book Page	68850/129
Instrument	14904

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068762-85
Date	Jan 25, 2023
Book Page	68762/85
Instrument	7527

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066914-234
Date	Jan 10, 2022
Book Page	66914/234
Instrument	3165

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Document Number	59965-289
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 GRANITE ST WORCESTER MA 016071259, WORCESTER, MA 01607-1259

Mortgage

Document Number	59965-289
Date	Jan 23, 2019
Book Page	059965/000289
Instrument	6663

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 28, 2017
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Document Number	56793-49
Book / Page	056793 / 000049
Instrument Date	Jan 31, 2017
Instrument	20968
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GRANITE ST WORCESTER MA 016071259, WORCESTER, MA 01607-1259

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	410 GRANITE ST, WORCESTER, MA 01607-1259
Document Number	56625-209
Book / Page	056625 / 000209
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56625-209
Date	Jan 18, 2017
Book Page	056625/000209
Instrument	6140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 410 Granite St was $4,957, up 3.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,957.00 (+3.72%)	$373,300 (+3.04%) Land $128,900 Building $244,400	$407,243 (+6.72%)
2025	$4,779.00	$362,300 Land $120,400 Building $241,900	$381,615 (-1.88%)
2024			$388,930
2023	$4,435.00	$309,300 Land $104,800 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Granite St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Granite St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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