405 Granite St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 405 Granite St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,160 sqft · built 2002
Lot Size	0.271 acres (11,788 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (May 2026)
Tax Bill	$8,497 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-13B-17-20`

Property Details

APN / Parcel Number

Primary APN	`45-13B-17-20`
Alternative APNs	`WORC M:45 B:13B L:17-20` `M:45 B:13B L:17=20`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
Gross Area	5,150 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,788 sqft (0.271 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	45-13B-17-20
Street Address	405 GRANITE ST
City	WORCESTER
State	MA
Zip	01607-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	13B
Legal Lot Number	17-20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 GRANITE ST, WORCESTER, MA 01607-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Jun 15, 2020	Quit Claim Deed, Transfer MONALISA C DEASSIS
Jul 10, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202636578
Deed Book / Page	73555 / 307
Prior Transfer Date	Jul 10, 2024
Prior Transfer Doc	070742-378
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 8, 2026
Property Address	405 GRANITE ST, WORCESTER, MA 01607-1249
Document Number	073555-307
Book / Page	73555 / 307
Instrument Date	Apr 15, 2026
Instrument	2026.36578
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRANITE ST, WORCESTER, MA 01607-1249

Mortgage

Date	May 8, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 15, 2020
Property Address	405 GRANITE ST, WORCESTER, MA 01607-1249
Document Number	62593-83
Book / Page	062593 / 000083
Instrument Date	May 27, 2020
Instrument	62344
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MILES STANDISH DR MARLBOROUGH MA 017526503, MARLBOROUGH, MA 01752-6503

Mortgage

Document Number	62593-86
Date	Jun 15, 2020
Book Page	062593/000086
Instrument	62345

Lender

Name	MONALISA C DEASSIS

Agreement

Amount	Amount Recorded

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jul 10, 2017
Property Address	405 GRANITE ST, WORCESTER, MA 01607-1249
Document Number	57386-234
Book / Page	057386 / 000234
Instrument Date	Jun 28, 2017
Instrument	71992
Transaction Type	Foreclosure
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$1,127.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,497.00 (+2.46%)	$639,800 (+1.77%) Land $124,700 Building $515,100	$669,000 (+0.67%)
2025	$8,293.00 (+6.16%)	$628,700 (+15.4%) Land $118,800 Building $509,900	$664,525 (+1.95%)
2024			$651,795
2023	$7,812.00	$544,800 Land $103,300 Building $441,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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