410 E State St, Albany, IN 47320 Property Records

Delaware County property record for 410 E State St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1976
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on File
Last Sale	$86,100 (Jun 2016)
Tax Bill	$998 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-156-009.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-156-009.000-005`
Alternative APN	`0801156009000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	1,250 ft deep x 570 ft wide
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 01 156 009 000
Street Address	410 E STATE ST
City	ALBANY
State	IN
Zip	47320-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L CO LOTS 1 & 2
Legal Subdivision	ALBANY LAND COMPANYS ADD
Legal Lot Number	1-2
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6043
Census Tract	2700

Owner

Source: Delaware County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 E STATE ST, ALBANY, IN 47320-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS FINANCIAL FCU
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS FINANCIAL FCU
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS FINANCIAL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	20167390
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	2015R12965
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	410 E STATE ST, ALBANY, IN 47320-1239
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01935
Date	Feb 3, 2022
Instrument	2022R01935

Lender

Name	CROSSROADS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	410 E STATE ST, ALBANY, IN 47320-1239
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R12658
Date	Jul 28, 2021
Instrument	2021R12658

Lender

Name	CROSSROADS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	410 E STATE ST, ALBANY, IN 47320-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01590
Date	Feb 4, 2019
Instrument	2019R01590

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2024

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	410 E STATE ST, ALBANY, IN 47320-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14819
Date	Oct 28, 2020
Instrument	2020R14819

Lender

Name	CROSSROADS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+17.14%)	$130,500 (+25.97%) Land $9,400 Building $121,100	$130,500 (+25.97%) Land $9,400 Building $121,100
2024	$852.00 (+4.8%)
2023	$813.00 (-1.57%)	$103,600 (+3.39%) Land $9,400 Building $94,200	$103,600 (+3.39%) Land $9,400 Building $94,200
2022	$826.00 (+31.74%)	$100,200 Land $9,400 Building $90,800	$100,200 Land $9,400 Building $90,800
2021	$627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA, Verizon.

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