409 E State St, Albany, IN 47320 Property Records

Delaware County property record for 409 E State St, Albany, IN 47320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1940
Square Footage	1,684 sqft Living Area
Lot Size	10,250 sqft (0.235 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-08-01-305-001.000-005`
Alternative APN	`0801305001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,684 sqft Living Area
1st Floor	1,684 sqft 1st Floor
Basement Area	1,145 sqft Basement
Unfinished Basement	1,145 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Metal Roof
Lot Area	10,250 sqft (0.235 acres)
Depth X Width	1,250 ft x 820 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	254 sqft Pool
Shed	1 Shed
Shed Area	192 sqft Shed
Deck Area	144 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	08 01 305 001 000
Street Address	409 E STATE ST
City	ALBANY
State	IN
Zip	47320-1238
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A L CO SUB 0.0000ACRES STR: 012111 IN: 1-2-3 OUT:
Legal Subdivision	A L CO SUB
Jurisdiction	DELAWARE IN
Minor Civil Division	DELAWARE
Census Blockgroup	6
Census Block	6046
Census Tract	2700

Owner

Source: Delaware County records · APN 18-08-01-305-001.000-005

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 E STATE ST, ALBANY, IN 47320-1238
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	409 E STATE ST, ALBANY, IN 47320-1238
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R13144
Date	Sep 30, 2019
Instrument	2019R13144

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (+10.04%)	$129,500 (+21.6%) Land $18,100 Building $111,400	$129,500 (+21.6%) Land $18,100 Building $111,400
2024	$896.00 (-0.33%)
2023	$899.00 (-7.98%)	$106,500 (-1.02%) Land $18,100 Building $88,400	$106,500 (-1.02%) Land $18,100 Building $88,400
2022	$977.00 (+19.15%)	$107,600 Land $18,100 Building $89,500	$107,600 Land $18,100 Building $89,500
2021	$820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.