301 E Spring St, Cookeville, TN 38501 Property Records

Putnam County property record for 301 E Spring St, Cookeville, TN 38501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 5,029 sqft · built 1956
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Sep 2024)
Tax Bill	$3,736 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071053F F 02300`

Property Details

APN / Parcel Number

Primary APN	`071053F F 02300`
Alternative APN	`053F F 02300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	15 Units
Stories	1 Story
Building Area	5,029 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Terrain	Rolling
Canopy	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	301 E SPRING ST
City	COOKEVILLE
State	TN
Zip	38501-3311
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CBD
Legal Description	DISTRICT: 01, COUNTY AREA: S01
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	503 N JEFFERSON AVE, COOKEVILLE, TN 38501-2641
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN COMMUNITY BANK
Sep 13, 2024	Quit Claim Deed, Transfer POINTER TITLE SERVICES INC
Sep 13, 2024	Warranty Deed, Transfer · Commercial Mortgage ONE BANK OF TENNESSEE
Apr 16, 2024	Intrafamily Transfer, Transfer
Apr 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Apr 16, 2024
Deed Document Number	2024302477
Deed Book / Page	1567 / 135
Prior Transfer Date	Sep 10, 2024
Prior Transfer Doc	0001567133
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001393586
Date	Apr 7, 2022
Book Page	1393/586
Instrument	271983

Lender

Name	MOUNTAIN COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 13, 2024
Property Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311
Document Number	0001567133
Book / Page	1567 / 133
Instrument Date	Sep 10, 2024
Instrument	302476
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	POINTER TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 13, 2024
Property Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311
Document Number	0001567135
Book / Page	1567 / 135
Instrument Date	Sep 10, 2024
Instrument	302477
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	POINTER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N JEFFERSON AVE, COOKEVILLE, TN 38501-2641

Mortgage

Document Number	0001567138
Date	Sep 13, 2024
Book Page	1567/138
Instrument	302478

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Apr 16, 2024
Property Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311
Document Number	0001535102
Book / Page	1535 / 102
Instrument Date	Apr 15, 2024
Instrument	297115
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 867, COOKEVILLE, TN 38503-0867

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 15, 2019
Property Address	301 E SPRING ST, COOKEVILLE, TN 38501-3311
Document Number	RB1114746
Book / Page	001114 / 000746
Instrument Date	Apr 12, 2019
Instrument	225024
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 867 COOKEVILLE TN 385030867, COOKEVILLE, TN 38503-0867

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,320 (-) Land $33,600 Building $95,720
2024		$129,320 (-) Land $33,600 Building $95,720
2023		$129,320 Land $33,600 Building $95,720
2022	$3,736.00
2021			$323,300 Land $84,000 Building $239,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Twin Lakes.

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