410 E Houston St, Leonard, TX 75452 Property Records

Fannin County property record for 410 E Houston St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	1 ba · 967 sqft · built 2002
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Tax Bill	$3,248 (2024)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0774-032-0000-02`

Property Details

APN / Parcel Number

Primary APN	`0774-032-0000-02`
Alternative APN	`80281`

Interior

Full Baths	1 Bath
Building Area	967 sqft Living Area
1st Floor Area	967 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Porch
Porch Area	152 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0774-032-0000-02
Old Parcel Number	80281
Street Address	410 E HOUSTON ST
City	LEONARD
State	TX
Zip	75452-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0774 M MOORE, ACRES .321
Legal Subdivision	M MOORE
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2035
Census Tract	950701

Owner

410 E Houston St is owned and occupied by an individual who acquired it in March 2023.

Source: Fannin County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	410 E HOUSTON ST, LEONARD, TX 75452-2544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Mar 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Mar 3, 2023	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023
Deed Sale	Mar 3, 2023
Deed Document Number	2023001277
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	410 E HOUSTON ST, LEONARD, TX 75452-2544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001279
Date	Mar 3, 2023
Instrument	2023001279

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	410 E HOUSTON ST, LEONARD, TX 75452-2544
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001279
Date	Mar 3, 2023
Instrument	2023001279

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Mar 3, 2023
Property Address	410 E HOUSTON ST, LEONARD, TX 75452-2544
Document Number	2023001277
Map Reference	VOL 1042 PG 646
Instrument Date	Mar 2, 2023
Instrument	2023001277
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2940 COUNTY ROAD 1410, BONHAM, TX 75418-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E HOUSTON ST, LEONARD, TX 75452-2544

Mortgage

Document Number	2023001278
Date	Mar 3, 2023
Instrument	2023001278

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,700 Land $70,610 Building $132,090	$202,700 Land $70,610 Building $132,090
2024	$3,248.00
2023		$198,970 Land $78,300 Building $120,670	$198,970 Land $78,300 Building $120,670
2018	$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 E Houston St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 E Houston St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink.

Nearby Properties on E Houston St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures