Hamilton County property record for 410 Derby St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,826 sqft · built 1948 |
| Lot Size | 0.199 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Aug 2026) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146F Y 020 |
| Primary APN | 146F Y 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,700 sqft (0.199 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000073993 |
|---|---|
| Street Address | 410 DERBY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 24 BLK 24 GLENWOOD NO 2 AMENDED PB11 PG40 |
| Legal Subdivision | GLENWOOD NO 2 AMENDE |
| Legal Block | 24 |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1200 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BK |
| Aug 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 20260811107 |
| Deed Book / Page | 14400 / 329 |
| Prior Transfer Date | Jun 22, 2021 |
| Prior Transfer Doc | 0000000266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 11, 2026 |
| Property Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0000000107 |
| Book / Page | 14400 / 329 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026107 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,345.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0000000108, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 14400/332 |
| Instrument | 20260811108 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 30, 2021 |
| Property Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0000000266 |
| Book / Page | 12549 / 317 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021063000266 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2753 AIRWOOD DR, NASHVILLE, TN 37214-2847 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0929000138 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 410 DERBY ST CHATTANOOGA TN 374041627, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0929000138 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 012170/000173 |
| Instrument | 200929000138 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 23, 2019 |
| Property Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0823000143 |
| Book / Page | 011737 / 000948 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 190823000143 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2753 AIRWOOD DR NASHVILLE TN 372142847, NASHVILLE, TN 37214-2847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 27, 2017 |
| Property Address | 410 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Document Number | 0000000012 |
| Book / Page | 11163 / 624 |
| Map Reference | MB11 PG40 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017092700012 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | LAKESIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 00000 |
| Document Number | 0000000013 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017092700013 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 | $54,875 (+47.71%) | $219,500 (+47.71%) Land $40,000 Building $179,500 |
| 2024 | $831.00 | $37,150 (-) | $148,600 (-) Land $25,000 Building $123,600 |
| 2023 | $831.00 | $37,150 (-) | $148,600 (-) Land $25,000 Building $123,600 |
| 2022 | $831.00 | $37,150 | $148,600 Land $25,000 Building $123,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures