Hamilton County property record for 400 Derby St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,998 sqft · built 1927 |
| Lot Size | 0.806 acres (35,128 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $16,500 (Jan 1969) |
| Tax Bill | $614 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 146F Y 018 |
| Primary APN | 146F Y 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 35,128 sqft (0.806 acres) |
| Lot Dimensions | 208 ft deep x 168 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000073991 |
|---|---|
| Street Address | 400 DERBY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 20 21 22 BLK 24 GLENWOOD NO 2 AMENDED PB 11 PG 40 |
| Legal Subdivision | GLENWOOD NO 2 AMENDE |
| Legal Block | 24 |
| Legal Lot Number | 20,21 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glenwood Historic District listed 1989 · 165 contributing resources · NRIS 89000861 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 DERBY ST, CHATTANOOGA, TN 37404-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1969 · Amount on Record |
| Deed Sale | Jan 1, 1969 · Amount on Record |
| Deed Document Number | 0000184913 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $614.00 (-3.76%) | $40,525 (+41.94%) | $162,100 (+41.94%) Land $44,000 Building $118,100 |
| 2024 | $638.00 | $28,550 (-) | $114,200 (-) Land $27,500 Building $86,700 |
| 2023 | $638.00 | $28,550 (-) | $114,200 (-) Land $27,500 Building $86,700 |
| 2022 | $638.00 | $28,550 | $114,200 Land $27,500 Building $86,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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