410 Clay St, Wray, CO 80758 Property Records

Yuma County property record for 410 Clay St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage
APN	`W000143`

Property Details

APN / Parcel Number

Primary APN	`W000143`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	410 CLAY ST
City	WRAY
State	CO
Zip	80758-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, ORIGINAL BLK 16 N 40'OF W 100' LOT 8 W 100' LOT 9 SIZE: 40 X 100 (LOT 8) 50 X 100 (LOT 9)
Legal Subdivision	WRAY ORIGINAL
Legal Block	16
Legal Lot Number	8-9
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3072
Census Tract	963100

Owner

410 Clay St is owned and occupied by two individuals.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 CLAY ST, WRAY, CO 80758-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 9, 2020	Personal Representative Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	410 CLAY ST, WRAY, CO 80758-1622
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CLAY ST, WRAY, CO 80758-1622

Mortgage

Document Number	0000583843
Date	Mar 7, 2022
Instrument	583843

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YUMA CO
Recording Date	Jul 9, 2020
Property Address	410 CLAY ST, WRAY, CO 80758-1622
Document Number	0000579053
Instrument Date	Jul 9, 2020
Instrument	579053
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CLAY ST, WRAY, CO 80758-1622

Mortgage

Document Number	0000579054
Date	Jul 9, 2020
Instrument	579054

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 410 Clay St was $1,738.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00
2025	$1,738.00	$17,770
2024			$284,210 (+9.88%)
2023	$1,238.00 (+1.64%)	$20,589 (+42.37%) Land $939 Building $19,650	$258,660 (+42.36%) Land $11,800 Building $246,860
2022	$1,218.00	$14,462 Land $939 Building $13,523	$181,690 Land $11,800 Building $169,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 410 Clay St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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