Yuma County property record for 406 Clay St, Wray, CO 80758
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 2,086 sqft · built 1978 |
| Lot Size | 0.116 acres (5,044 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Mar 2025) |
| Tax Bill | $1,539 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| APN | W000144 |
| Primary APN | W000144 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,086 sqft Total Area |
| Attic | Attic |
| Attic Area | 736 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,044 sqft (0.116 acres) |
| Lot Dimensions | 52 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 CLAY ST |
|---|---|
| City | WRAY |
| State | CO |
| Zip | 80758-1622 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WRAY, ORIGINAL BLK 16 W 51' LOT 10 LYING W OF THE DITCH & THE W 51' OFTHE S 47' OF LOT 11 SIZE: 97 X 52 |
| Legal Subdivision | WRAY ORIGINAL |
| Legal Block | 16 |
| Legal Lot Number | 10-11 |
| Jurisdiction | YUMA CO |
| Township / Civil Division | WRAY |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 963100 |
Source: Yuma County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 CLAY ST, WRAY, CO 80758-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Deed Document Number | 2025591470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA CO |
| Property Address | 406 CLAY ST, WRAY, CO 80758-1622 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 CLAY ST 408, 408, WRAY, CO 80758-1622 |
| Document Number | 0000593201 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 593201 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Yuma County assessment roll, as of February 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Yuma County |
| Municipality | Wray City |
| Unified School District | Wray School District RD-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,539.00 | ||
| 2025 | $1,539.00 (+20.61%) | $15,730 (-25.4%) | |
| 2024 | $251,710 (-4.98%) | ||
| 2023 | $1,276.00 (-8.27%) | $21,086 (+24.98%) Land $662 Building $20,424 | $264,900 (+24.98%) Land $8,322 Building $256,578 |
| 2022 | $1,391.00 | $16,872 Land $662 Building $16,210 | $211,960 Land $8,322 Building $203,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WRAY serves 2,342 people · EPA ID CO0163010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Plains Communication Services Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
May also be available: Vistabeam.
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