410 Chesapeake Dr, Sumter, SC 29154 Property Records

Sumter County property record for 410 Chesapeake Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,094 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$351,169 (Nov 2022)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-16-02-036`

Property Details

APN / Parcel Number

Primary APN	`205-16-02-036`
Alternative APN	`27910`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,094 sqft Living Area
Gross Area	3,633 sqft
1st Floor Area	1,547 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Porch Area	72 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27910
Street Address	410 CHESAPEAKE DR
City	SUMTER
State	SC
Zip	29154-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 0.22 AC
Legal Lot Number	89
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2022
Census Tract	1701

Owner

410 Chesapeake Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Sumter County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	410 CHESAPEAKE DR, SUMTER, SC 29154-4736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Book / Page	1308 / 3214
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 9, 2022
Property Address	410 CHESAPEAKE DR, SUMTER, SC 29154-4736
Document Number	0013083214
Book / Page	1308 / 3214
Map Reference	MB PB 2021 PG 251
Instrument Date	Nov 7, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 CHESAPEAKE DR, SUMTER, SC 29154-4736

Mortgage

Document Number	0013083218
Date	Nov 9, 2022
Instrument	1308/3218

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 410 Chesapeake Dr was $2,562.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00	$13,450 Land $1,200 Building $12,250	$336,270 Land $30,000 Building $306,270
2023	$2,554.00 (+284.06%)	$14,060 (+1,071.67%) Land $1,200 Building $12,860	$351,583 (+1,071.94%) Land $30,000 Building $321,583
2022	$665.00	$1,200 Land $1,200	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 Chesapeake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Chesapeake Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20