Sumter County property record for 405 Chesapeake Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,126 sqft · built 2022 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Nov 2025) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-16-02-028 |
| Primary APN | 205-16-02-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| Gross Area | 4,144 sqft |
| 1st Floor Area | 1,563 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Porch Area | 556 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27902 |
|---|---|
| Street Address | 405 CHESAPEAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-4736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 0.22 AC |
| Legal Lot Number | 81 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1701 |
Source: Sumter County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Nov 4, 2025 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 6, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2022 · Amount on Record |
| Deed Book / Page | 1346 / 3691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0013122728 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 1312/2728 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 4, 2025 |
| Property Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Document Number | 0013463691 |
| Book / Page | 1346 / 3691 |
| Map Reference | MB PB2021 PG 251 |
| Instrument Date | Nov 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $904.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Document Number | 0013463694 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 1346/3694 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 6, 2022 |
| Property Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Document Number | 0013035711 |
| Book / Page | 1303 / 5711 |
| Map Reference | MB PB 2021 PG 251 |
| Instrument Date | Jul 1, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 CHESAPEAKE DR, SUMTER, SC 29154-4736 |
| Document Number | 0013035715 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 1303/5715 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (+6.9%) | $321,814 (-) Land $30,000 Building $291,814 | |
| 2024 | $12,873 (-4.29%) Land $1,200 Building $11,673 | $321,814 (-4.31%) Land $30,000 Building $291,814 | |
| 2023 | $58.00 (-72.77%) | $13,450 Land $1,200 Building $12,250 | $336,304 Land $30,000 Building $306,304 |
| 2022 | $213.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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