St. Johns County property record for 410 Camelia Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,405 sqft · built 1981 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,000 (Mar 2020) |
| Tax Bill | $6,593 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 185190-0620 |
| Primary APN | 185190-0620 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,405 sqft Living Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 1,693 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 410 CAMELIA TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 13-87 88 89 MOULTRIE TRAILS LOT 62 OR4895/971 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | MOULTRIE TRAILS |
| Legal Block | 3 |
| Legal Lot Number | 62 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Aug 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 4, 2020 | Warranty Deed, Transfer · FHA Mortgage CASTLE LENDING |
| Mar 7, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2009 · Amount on Record |
| Deed Document Number | 202017476 |
| Deed Book / Page | 4895 / 971 |
| Prior Transfer Date | Feb 23, 2018 |
| Prior Transfer Doc | 0045121219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Document Number | 0063071404 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 6307/1404 |
| Instrument | 2026013643 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Document Number | 0053560016 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5356/16 |
| Instrument | 2021095572 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Investor | Possibly a Property Investor |
| Document Number | 0054000928 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 5400/928 |
| Instrument | 2021115146 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Document Number | 0048950971 |
| Book / Page | 004895 / 000971 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 17476 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,842.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 410 CAMELIA TRL ST AUGUSTINE FL 320865513, ST AUGUSTINE, FL 32086-5513 |
| Document Number | 48950973 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 004895/000973 |
| Instrument | 17477 |
| Name | CASTLE LENDING |
|---|---|
| Address | CHESTERTON, IN 46304 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 7, 2018 |
| Property Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Document Number | 0045121219 |
| Book / Page | 4512 / 1219 |
| Map Reference | MB13 PGS 87 8889 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2018015058 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SILK ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 CAMELIA TRL, 410, SAINT AUGUSTINE, FL 32086-5513 |
| Name | Verified Name |
|---|---|
| Address | 410 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-5513 |
| Document Number | 2018015059 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018015059 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,738 (+1.64%) Land $145,000 Building $366,738 | $511,738 (+1.64%) Land $145,000 Building $366,738 | |
| 2025 | $6,593.00 (+11.07%) Homeowner's exemption | $503,482 (+2.21%) | $503,482 (-16.23%) Land $145,000 Building $358,482 |
| 2024 | $5,936.00 (+1.91%) Homeowner's exemption | $492,596 (+3%) | $601,049 (+16.65%) Land $135,000 Building $466,049 |
| 2023 | $5,825.00 (+2.64%) Homeowner's exemption | $478,249 (+3%) | $515,258 (+10.97%) Land $120,000 Building $395,258 |
| 2022 | $5,675.00 Homeowner's exemption | $464,319 | $464,319 Land $100,800 Building $363,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures