St. Johns County property record for 406 Camelia Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,146 sqft · built 1982 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (Jul 2017) |
| Tax Bill | $4,701 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 185190-0640 |
| Primary APN | 185190-0640 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,146 sqft Living Area |
| Gross Area | 3,900 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 924 sqft |
| Deck Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 CAMELIA TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 13-87 88 89 MOULTRIE TRAILS LOT 64 OR4407/218 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | MOULTRIE TRAILS |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Prior Sale | Mar 4, 2015 · Amount on Record |
| Deed Document Number | 201749868 |
| Deed Book / Page | 4407 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 406 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3849 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 406 CAMELIA TRL, ST AUGUSTINE, FL 32086-3849 |
| Document Number | 0052620789 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 5262/789 |
| Instrument | 2021053080 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 406 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3849 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050120467 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 5012/467 |
| Instrument | 2020066010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 20, 2017 |
| Property Address | 406 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3849 |
| Document Number | 0044070218 |
| Book / Page | 4407 / 0218 |
| Map Reference | MB13 PG87-89 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 2017049868 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 LAUREL WOOD CT, 21, SAPPHIRE, NC 28774-7758 |
| Name | Verified Name |
|---|---|
| Address | 406 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3849 |
| Document Number | 2017049869 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017049869 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,787 (+2.7%) | $452,568 (+1.68%) Land $145,000 Building $307,568 | |
| 2025 | $4,701.00 (+12.41%) Homeowner's exemption | $362,986 (+2.9%) | $445,102 (-14.33%) Land $145,000 Building $300,102 |
| 2024 | $4,182.00 (+1.98%) Homeowner's exemption | $352,756 (+3%) | $519,579 (+15.32%) Land $135,000 Building $384,579 |
| 2023 | $4,101.00 (+11.65%) Homeowner's exemption | $342,482 (+11.24%) | $450,568 (+18.61%) Land $120,000 Building $330,568 |
| 2022 | $3,673.00 Homeowner's exemption | $307,876 | $379,876 Land $100,800 Building $279,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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