Schenectady County and Schenectady City property record for 41 Wagner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1918 |
| Lot Size | 0.259 acres (11,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (May 2019) |
| Tax Bill | $4,820 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-3-4 |
| Primary APN | 421500 59.28-3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 524 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 11,316 sqft (0.259 acres) |
| Lot Dimensions | 138 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 209 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 WAGNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | WILLOW HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21700 |
41 Wagner Ave is owned and occupied by two individuals who bought it in May 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2019 | Warranty Deed, Transfer · FHA Mortgage MLB RESID'L LNDG |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 201919630 |
| Deed Book / Page | 2010 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 7, 2019 |
| Property Address | 41 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000019630 |
| Book / Page | 002010 / 000733 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 19630 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 STEERS AVE SCHENECTADY NY 123041720, SCHENECTADY, NY 12304-1720 |
| Document Number | 19631 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 004909/000497 |
| Instrument | 19631 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 41 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000051344 |
| Book / Page | 002000 / 000404 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 51344 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | BENNETT ABSTRACT, BENNETT ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 466 2ND ST ALBANY NY 122062438, ALBANY, NY 12206-2438 |
| Document Number | 51346 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 004879/000482 |
| Instrument | 51346 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2026 property tax bill for 41 Wagner Ave was $4,820, up 2.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,820.00 (+2.36%) | ||
| 2025 | $4,709.00 | $90,600 Land $13,600 Building $77,000 | $150,025 Land $22,520 Building $127,505 |
| 2023 | $90,600 (-) Land $13,600 Building $77,000 | $114,684 (+3.8%) Land $17,215 Building $97,469 | |
| 2022 | $90,600 Land $13,600 Building $77,000 | $110,488 Land $16,585 Building $93,903 | |
| 2021 | $4,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Wagner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41 Wagner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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