Schenectady County and Schenectady City property record for 40 Wagner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,115 sqft · built 1918 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,038 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-2-37 |
| Primary APN | 421500 59.28-2-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,115 sqft Living Area |
| 1st Floor Area | 595 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 190 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 WAGNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 27 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 9, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 31, 2018 | Deed of Trust, Mortgage SUSTAINABLE NEIGHBORAHOODS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 |
| Deed Sale | Sep 9, 2025 |
| Prior Sale | Aug 22, 2002 · Amount on Record |
| Deed Document Number | 202521346 |
| Deed Book / Page | 2156 / 368 |
| Prior Transfer Date | Jul 14, 2025 |
| Prior Transfer Doc | 0000021346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000047898 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5149/962 |
| Instrument | 202147898 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 7, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2025 |
| Property Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000021346 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 202521346 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Name | Verified Name |
|---|---|
| Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000021347 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 202521347 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 40 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023315 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 4840/395 |
| Instrument | 201823315 |
| Name | SUSTAINABLE NEIGHBORAHOODS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10004 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,038.00 (+4.13%) Homeowner's exemption | ||
| 2025 | $3,878.00 (+10.8%) | $80,700 (-) Land $12,100 Building $68,600 | $133,631 (+13.35%) Land $20,036 Building $113,595 |
| 2024 | $80,700 (-) Land $12,100 Building $68,600 | $117,896 (+15.41%) Land $17,677 Building $100,219 | |
| 2023 | $80,700 (-) Land $12,100 Building $68,600 | $102,152 (+3.8%) Land $15,316 Building $86,836 | |
| 2022 | $80,700 Land $12,100 Building $68,600 | $98,415 Land $14,756 Building $83,659 | |
| 2021 | $3,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures