41 W School St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 41 W School St, West Springfield, MA 01089

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,510 sqft · built 1910
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Apr 2026)
Tax Bill	$4,681 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`509-16750-19-001`

Property Details

APN / Parcel Number

Primary APN	`509-16750-19-001`
Alternative APN	`WSPR M:00509 B:16750 L:00019`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	5,256 sqft
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	509-16750-19-001
Street Address	41 W SCHOOL ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3451
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BB
Legal Block	16750
Legal Lot Number	19
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	5
Census Block	5006
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 W SCHOOL ST, WEST SPRINGFIELD, MA 01089-3450
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer · ARM NEWREZ LLC
Nov 14, 2022	Deed, Transfer · FHA Mortgage KEYSTONE FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202616392
Deed Book / Page	26293 / 102
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	026293-102
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 16, 2026
Property Address	41 W SCHOOL ST, WEST SPRINGFIELD, MA 01089-3451
Document Number	026293-102
Book / Page	26293 / 102
Instrument Date	Mar 24, 2026
Instrument	202616392
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 W SCHOOL ST, WEST SPRINGFIELD, MA 01089-3450

Mortgage

Date	Apr 16, 2026

Lender

Name	NEWREZ LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	1-Year CMT
Margin	2
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 14, 2022
Property Address	41 W SCHOOL ST, WEST SPRINGFIELD, MA 01089-3451
Document Number	0024804-37
Book / Page	24804 / 37
Instrument Date	Nov 14, 2022
Instrument	67251
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 W SCHOOL ST # 2ND, WEST SPRINGFIELD, MA 01089-3451

Mortgage

Document Number	0000067252
Date	Nov 14, 2022
Instrument	67252

Lender

Name	KEYSTONE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,681.00 (+8.56%)	$333,900 (+15.14%) Land $104,200 Building $229,700	$371,991
2025	$4,312.00 (+0.4%)	$290,000 (-) Land $94,800 Building $195,200
2024	$4,295.00 (+16.08%)	$290,000 (+21.8%) Land $94,800 Building $195,200
2023	$3,700.00	$238,100 Land $85,200 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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