Bristol Town property record for 41 Terrace Dr, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,924 sqft · built 1965 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,166 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-0400-00 |
| Primary APN | 26-0400-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,908 sqft |
| Basement Area | 1,888 sqft |
| Unfinished Basement | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,999 sqft (0.253 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26-0400-00 |
|---|---|
| Street Address | 41 TERRACE DR |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 37 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30902 |
41 Terrace Dr is owned and occupied by an individual who acquired it in August 2025.
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 TERRACE DR, BRISTOL, RI 02809-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance PEOPLES CU |
| Feb 1, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 002290-250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 22, 2023 |
| Property Address | 41 TERRACE DR, BRISTOL, RI 02809-2813 |
| Document Number | 0002224-51 |
| Book / Page | 2224 / 51 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023-6000 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 TERRACE DR, BRISTOL, RI 02809-2813 |
| Document Number | 0002224-52 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 2224/52 |
| Instrument | 2023-6001 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 41 TERRACE DR, BRISTOL, RI 02809-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1971-180 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 1971/180 |
| Instrument | 232 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 41 Terrace Dr was $6,166, up 30.5% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,166.00 (+30.47%) | |
| 2025 | $4,726.00 | $342,000 Land $151,700 Building $190,300 |
| 2023 | $4,489.00 (+2.77%) | $336,000 (-) Land $151,700 Building $184,300 |
| 2022 | $4,368.00 | $336,000 Land $151,700 Building $184,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 41 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982) |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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